301 Bluestem Dr, Elgin, SC 29045 Property Records

Richland County property record for 301 Bluestem Dr, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 5,932 sqft · built 2013
Lot Size	0.67 acres (29,185 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,350,000 (Apr 2025)
Tax Bill	$6,916 (2025)
Deeds & Mortgages	Jul 2019 Line of Credit Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28909-03-16`

Property Details

APN / Parcel Number

Primary APN	`28909-03-16`
Alternative APNs	`R28909-03-16` `01957680`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	5,932 sqft Heated Area
Gross Area	8,447 sqft
1st Floor Area	3,290 sqft
Basement Area	1,687 sqft
Finished Basement	1,687 sqft
Unfinished Basement	1,687 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	29,185 sqft (0.67 acres)
Garage Area	1,196 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	1,119 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01957680
Street Address	301 BLUESTEM DR
City	ELGIN
State	SC
Zip	29045-2103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 23 150.3X68.8X36.6X72.9X45.8X 150.8X136.7X25 #SU WOODCREEK FARMS AREA D17
Legal Subdivision	WOODCREEK
Legal Lot Number	23,150
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2065
Census Tract	11407

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	301 BLUESTEM DR, ELGIN, SC 29045-2103
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2019	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK
Oct 25, 2017	Deed of Trust, Mortgage HOMEDIRECT MTG
Feb 10, 2017	Deed of Trust, Mortgage · Line of Credit SOUTHERN FIRST BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2025 · Amount on Record
Deed Sale	Apr 21, 2025 · Amount on Record
Prior Sale	Oct 29, 2013 · Amount on Record
Deed Document Number	202517490
Deed Book / Page	3012 / 845
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	301 BLUESTEM DR, ELGIN, SC 29045-2103
Document Number	2413/1436
Instrument Date	Jul 19, 2019
Transaction Type	Mortgage
Record Updated	Aug 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 BLUESTEM DR ELGIN SC 290452103, ELGIN, SC 29045-2103

Mortgage

Document Number	2413/1436
Date	Jul 24, 2019
Book Page	002413/001436
Instrument	53587

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 23, 2044

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	301 BLUESTEM DR, ELGIN, SC 29045-2103
Document Number	2258/1201
Book / Page	002258 / 001201
Instrument Date	Oct 25, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	301 BLUESTEM DR ELGIN SC 290452103, ELGIN, SC 29045-2103

Mortgage

Document Number	2258/1201
Date	Nov 8, 2017
Book Page	002258/001201
Instrument	85161

Lender

Name	HOMEDIRECT MTG
Address	TULSA, OK 74153

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2047

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	301 BLUESTEM DR, ELGIN, SC 29045-2103
Document Number	2187/2165
Book / Page	002187 / 002165
Instrument Date	Feb 10, 2017
Transaction Type	Mortgage
Record Updated	Mar 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 BLUESTEM DR ELGIN SC 290452103, ELGIN, SC 29045-2103

Mortgage

Document Number	2187/2165
Date	Feb 15, 2017
Book Page	002187/002165
Instrument	10703

Lender

Name	SOUTHERN FIRST BK NA
Type	Bank
Address	CAYCE, SC 29033

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 14, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,916.00 (+17.42%)	$27,368 (-)	$870,600 (+27.24%) Land $66,000 Building $804,600
2023	$5,890.00 (-5.31%)	$27,368 (-0.01%)	$684,200 (-)
2021	$6,220.00	$27,370	$684,200 Land $60,000 Building $624,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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