Rensselaer County and Troy City property record for 313 2nd St, Troy, NY 12180
| Property Type | Duplex |
|---|---|
| Details | 8 bd · 2 ba · 2,417 sqft · built 1890 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $87,400 (Mar 2015) |
| Tax Bill | $6,423 (2026) |
| Deeds & Mortgages | Jun 2024 Mortgage Feb 2019 Loan Modification |
| APN | 381700 111.28-6-9 |
| Primary APN | 381700 111.28-6-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,417 sqft Total Area |
| 1st Floor Area | 1,324 sqft |
| 2nd Floor Area | 400 sqft |
| Upper Floors Area | 693 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,049 sqft (0.07 acres) |
| Lot Dimensions | 130 ft deep x 25 ft wide |
| Porch | Porch |
| Porch Area | 304 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0902800 |
|---|---|
| Street Address | 313 2ND ST |
| City | TROY |
| State | NY |
| Zip | 12180-4911 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | MF |
| Legal Description | 2 STY HSE 59-15/133 |
| Legal Block | 6 |
| Legal Lot Number | 9.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | TROY |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 40900 |
Source: Rensselaer County and Troy City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 313 2ND ST, 2, TROY, NY 12180-4911 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 10, 2024 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Feb 22, 2019 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 12, 2015 · Amount on Record |
| Deed Sale | Mar 12, 2015 · Amount on Record |
| Prior Sale | Oct 3, 2007 · Amount on Record |
| Deed Book / Page | 7417 / 321 |
| Prior Transfer Date | Nov 27, 2006 |
| Prior Transfer Doc | 0038490000000105 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 313 2ND ST, TROY, NY 12180-4911 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0106910159 |
|---|---|
| Date | Jun 10, 2024 |
| Book Page | 10691/159 |
| Instrument | 2024-642647 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2054 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 313 2ND ST, TROY, NY 12180-4911 |
| Document Number | 0000551103 |
| Instrument Date | Feb 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 313 2ND ST TROY NY 121804911, TROY, NY 12180-4911 |
| Document Number | 0000551103 |
|---|---|
| Date | May 15, 2019 |
| Book Page | 008828/000321 |
| Instrument | 551103 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 14, 2049 |
Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,423.00 (-5.1%) Homeowner's exemption | ||
| 2025 | $6,768.00 (+55.37%) | $83,000 (-) Land $8,800 Building $74,200 | $142,100 (+19.81%) Land $15,066 Building $127,034 |
| 2023 | $83,000 (-) Land $8,800 Building $74,200 | $118,600 (+8.6%) Land $12,574 Building $106,026 | |
| 2022 | $4,356.00 Homeowner's exemption | $83,000 Land $8,800 Building $74,200 | $109,211 Land $11,579 Building $97,632 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 42 (1979–2019) |
| Claims Outside the SFHA | 1 of 42 |
| Most Recent Claim | Aug 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
May also be available: T-Mobile, Verizon.
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