317 2nd St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 317 2nd St, Troy, NY 12180

Property Summary

Property Type	Triplex
Details	3 bd · 3 ba · 1,980 sqft · built 1890
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Dec 2020)
Tax Bill	$6,350 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Jan 2020 Sale & Mortgage + 3 more
APN	`381700 111.28-6-11`

Property Details

APN / Parcel Number

Primary APN	`381700 111.28-6-11`
Alternative APN	`0902820`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	1,980 sqft Total Area
1st Floor Area	660 sqft
2nd Floor Area	660 sqft
Upper Floors Area	660 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	130 ft deep x 25 ft wide
Porch	Slab
Porch Area	170 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0902820
Street Address	317 2ND ST
City	TROY
State	NY
Zip	12180-4949
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	MF
Legal Description	3 STY BK HSE 59-13/137
Legal Block	6
Legal Lot Number	11.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	3
Census Block	3021
Census Tract	40900

Owner

317 2nd St, a triplex, is owned by an individual who bought it in December 2020.

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1133 AMERICA AVE, WEST BABYLON, NY 11704-4305
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED MTG
Jan 8, 2020	Grant Deed, Transfer DALE OHARA
Oct 7, 2019	Correction Deed, Transfer ATTORNEY ONLY
Aug 22, 2019	Grant Deed, Transfer CLOSING USA LLC
Apr 10, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2020 · Amount on File
Deed Sale	Dec 23, 2020 · Amount on File
Prior Sale	Jan 8, 2020 · Amount on File
Deed Document Number	2020580546
Prior Transfer Date	Mar 21, 2018
Prior Transfer Doc	0084830255
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Dec 23, 2020
Property Address	317 2ND ST, TROY, NY 12180-4949
Document Number	0000580546
Book / Page	009407 / 000253
Instrument Date	Dec 8, 2020
Instrument	580546
Transaction Type	Transfer
Record Updated	Jan 26, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$820.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 OLD FARM RD LEVITTOWN NY 117562913, LEVITTOWN, NY 11756-2913

Mortgage

Document Number	580547
Date	Dec 23, 2020
Book Page	009407/000256
Instrument	580547

Lender

Name	UNITED MTG
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 22, 2050

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jan 8, 2020
Property Address	317 2ND ST, TROY, NY 12180-4949
Document Number	0000562879
Book / Page	009056 / 000129
Instrument Date	Dec 16, 2019
Instrument	562879
Transaction Type	Transfer
Record Updated	Jan 31, 2020
Title Company	NORTHEAST TITLE AND ABSTRACT COMPANY, NORTHEAST TITLE & ABSTRACT CO

Transaction

Amount	Amount on Record
Tax	$245.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	941 DOUGLAS CT NISKAYUNA NY 123093113, NISKAYUNA, NY 12309-3113

Mortgage

Document Number	562880
Date	Jan 8, 2020
Book Page	009056/000133
Instrument	562880

Lender

Name	DALE OHARA
Address	PO BOX 1302, CHARLESTON, SC 29402-1302

Agreement

Amount	Amount on Record

October 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	RENSSELAER NY
Recording Date	Oct 7, 2019
Property Address	317 2ND ST, TROY, NY 12180-4949
Document Number	0000558248
Book / Page	008966 / 000237
Instrument Date	Oct 2, 2019
Instrument	558248
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RENSSELAER NY
Recording Date	Aug 22, 2019
Property Address	317 2ND ST, TROY, NY 12180-4949
Document Number	0000555960
Book / Page	008923 / 000022
Instrument Date	Apr 5, 2018
Instrument	555960
Transaction Type	Transfer
Record Updated	Sep 4, 2019
Title Company	CLOSING USA LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

April 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	RENSSELAER NY
Recording Date	Apr 10, 2018
Property Address	317 2ND ST, TROY, NY 12180-4949
Document Number	0084830255
Book / Page	008483 / 000255
Instrument Date	Mar 21, 2018
Transaction Type	Foreclosure
Record Updated	May 14, 2018

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3415 VISION DR COLUMBUS OH 432196009, COLUMBUS, OH 43219-6009

Tax Assessment & Valuation

The 2026 property tax bill for 317 2nd St was $6,350, up 17.2% from the year before.

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,350.00 (+17.2%)
2025	$5,418.00	$116,000 Land $8,800 Building $107,200	$198,600 Land $15,066 Building $183,534
2023		$116,000 (-) Land $8,800 Building $107,200	$165,700 (+8.56%) Land $12,570 Building $153,130
2022	$5,263.00	$116,000 Land $8,800 Building $107,200	$152,632 Land $11,579 Building $141,053

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 317 2nd St; there have been 42 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	42 (1979–2019)
Claims Outside the SFHA	1 of 42
Most Recent Claim	Aug 2019 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 317 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: T-Mobile, Verizon.

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