306 2nd St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 306 2nd St, Troy, NY 12180

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,144 sqft · built 1890
Lot Size	0.07 acres (3,049 sqft)
Owner	Company Name on Record
Last Sale	$125,000 (Apr 2023)
Tax Bill	$2,766 (2026)
Deeds & Mortgages	Jul 2021 Refinance Apr 2023 Sale + 2 more
APN	`381700 111.28-7-24`

Property Details

APN / Parcel Number

Primary APN	`381700 111.28-7-24`
Alternative APN	`0903310`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,144 sqft Living Area
1st Floor Area	572 sqft
2nd Floor Area	572 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	130 ft deep x 25 ft wide
Garage Type	Detached
Garage Area	660 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0903310
Street Address	306 2ND ST
City	TROY
State	NY
Zip	12180-4912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF
Legal Description	2 STY BK HSE & R BLDG 57-5/126
Legal Block	7
Legal Lot Number	24.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	3
Census Block	3020
Census Tract	40900

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	26 WEST ST, 3F, BROOKLYN, NY 11222-6272
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SUNMARK FCU
Apr 17, 2023	Warranty Deed, Transfer
Apr 1, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage SUNMARK FCU
Nov 16, 2020	Warranty Deed, Transfer SMPR TITLE AGENCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2023 · Amount on Record
Deed Sale	Apr 17, 2023 · Amount on Record
Prior Sale	Apr 1, 2021 · Amount on Record
Deed Document Number	2023626158
Deed Book / Page	10364 / 213
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	306 2ND ST, TROY, NY 12180-4912
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096600011
Date	Jul 15, 2021
Book Page	9660/11
Instrument	2021-592602

Lender

Name	SUNMARK FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2031

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Apr 17, 2023
Property Address	306 2ND ST, TROY, NY 12180-4912
Document Number	0103640213
Book / Page	10364 / 213
Instrument Date	Apr 11, 2023
Instrument	2023-626158
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 WEST ST APT 3F, 3F, BROOKLYN, NY 11222-6272

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Apr 1, 2021
Property Address	306 2ND ST, TROY, NY 12180-4912
Document Number	0095280138
Book / Page	9528 / 138
Instrument Date	Feb 25, 2021
Instrument	2021-586226
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1111 CUSHING LN, SCHENECTADY, NY 12303-3662

Mortgage

Document Number	2021586227
Date	Apr 1, 2021
Instrument	2021-586227

Lender

Name	SUNMARK FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2031

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Nov 16, 2020
Property Address	306 2ND ST, TROY, NY 12180-4912
Document Number	0000578337
Book / Page	009363 / 000104
Instrument Date	Nov 2, 2020
Instrument	578337
Transaction Type	Transfer
Record Updated	Dec 4, 2020
Title Company	SMPR TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$160.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	228 JACKSON AVE SCHENECTADY NY 123043563, SCHENECTADY, NY 12304-3563

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,766.00 (-23.8%)
2025	$3,630.00 (+42.3%)	$70,000 (+55.56%) Land $8,800 Building $61,200	$119,900 (+86.47%) Land $15,073 Building $104,827
2023		$45,000 (-) Land $8,800 Building $36,200	$64,300 (+8.59%) Land $12,574 Building $51,726
2022	$2,551.00	$45,000 Land $8,800 Building $36,200	$59,211 Land $11,579 Building $47,632

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	42 (1979–2019)
Claims Outside the SFHA	1 of 42
Most Recent Claim	Aug 2019 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: T-Mobile, Verizon.

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