307 2nd St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 307 2nd St, Troy, NY 12180

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,628 sqft · built 1890
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$121,000 (Feb 2021)
Tax Bill	$2,457 (2026)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Jan 2017 Sale
APN	`381700 111.28-6-7`

Property Details

APN / Parcel Number

Primary APN	`381700 111.28-6-7`
Alternative APN	`0902780`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,628 sqft Total Area
1st Floor Area	814 sqft
2nd Floor Area	814 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	130 ft deep x 25 ft wide
Porch	Slab
Porch Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0902780
Street Address	307 2ND ST
City	TROY
State	NY
Zip	12180-4911
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MF
Legal Description	2 STY FR HSE 59-17/127
Legal Block	6
Legal Lot Number	7.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	3
Census Block	3021
Census Tract	40900

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	307 2ND ST, TROY, NY 12180-4911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage HOMESTEAD FUNDING CORP
Jan 10, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2021 · Amount on Record
Deed Sale	Feb 22, 2021 · Amount on Record
Prior Sale	Apr 19, 2016 · Amount on Record
Deed Document Number	2021583791
Deed Book / Page	9477 / 55
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Feb 22, 2021
Property Address	307 2ND ST, TROY, NY 12180-4911
Document Number	0094770055
Book / Page	9477 / 55
Instrument Date	Jan 21, 2021
Instrument	2021-583791
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 BEAN AVE, ALBANY, NY 12209

Mortgage

Document Number	2021583792
Date	Feb 22, 2021
Instrument	2021-583792

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0094770075
Date	Feb 22, 2021
Book Page	9477/75
Instrument	2021-583793

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jan 10, 2017
Property Address	307 2ND ST, TROY, NY 12180-4911
Document Number	0080600251
Book / Page	008060 / 000251
Instrument Date	Dec 28, 2016
Transaction Type	Transfer
Record Updated	Feb 21, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	59 MOUNTAINVIEW TER RENSSELAER NY 121449725, RENSSELAER, NY 12144-9725

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,457.00 (-22.07%)
2025	$3,153.00 (+3.14%)	$67,500 (-) Land $8,800 Building $58,700	$115,600 (+19.92%) Land $15,071 Building $100,529
2023		$67,500 (-) Land $8,800 Building $58,700	$96,400 (+8.54%) Land $12,568 Building $83,832
2022	$3,057.00	$67,500 Land $8,800 Building $58,700	$88,816 Land $11,579 Building $77,237

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	42 (1979–2019)
Claims Outside the SFHA	1 of 42
Most Recent Claim	Aug 2019 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: T-Mobile, Verizon.

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