3129 W Tower Ave, Cincinnati, OH 45238 Property Records

Hamilton County property record for 3129 W Tower Ave, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,736 sqft · built 1951
Lot Size	0.121 acres (5,271 sqft)
Owner	Company Name on Record
Last Sale	$140,000 (Jun 2026)
Tax Bill	$2,846 (2025)
Deeds & Mortgages	Jun 2026 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`248-0003-0076-00`

Property Details

APN / Parcel Number

Primary APN	`248-0003-0076-00`
Alternative APN	`91504022`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,736 sqft Living Area
Gross Area	2,710 sqft
1st Floor Area	974 sqft
2nd Floor Area	762 sqft
Upper Floors Area	762 sqft
Basement Area	974 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Conventional
Exterior Material	Frame/Masonry
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	5,271 sqft (0.121 acres)
Lot Dimensions	107 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Patio Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3129 W TOWER AVE
City	CINCINNATI
State	OH
Zip	45238-3411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	W TOWER AVE 50 X 107.06 IRR
Legal Subdivision	WASHINGTON PHARES
Legal Lot Number	221
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1004
Census Tract	10900

Owner

Source: Hamilton County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	11260 CHESTER RD, 734, CINCINNATI, OH 45246-4048
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2026 · Amount on Record
Deed Sale	Jun 25, 2026 · Amount on Record
Prior Sale	Aug 17, 2017 · Amount on Record
Deed Document Number	202651512
Deed Book / Page	15694 / 3108
Prior Transfer Date	Jul 30, 2015
Prior Transfer Doc	0000083480
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 25, 2026
Property Address	3129 W TOWER AVE, CINCINNATI, OH 45238-3411
Document Number	0000051512
Book / Page	15694 / 3108
Instrument Date	Jun 23, 2026
Instrument	202651512
Transaction Type	Transfer
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$28,280.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

Mortgage

Document Number	0000051513,
Date	Jun 25, 2026
Instrument	202651513

Lender

Name	RFLF 5 LLC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 1, 2027

Interest

Rate	6.36%
Max Rate	-1%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,846.00 (+3.12%)	$46,078 (-) Land $6,174 Building $39,904	$131,650 (-) Land $17,640 Building $114,010
2024	$2,760.00 (-2.2%)	$46,078 (-) Land $6,174 Building $39,904
2023	$2,822.00 (+2.77%)	$46,078 (+14.58%) Land $6,174 Building $39,904	$131,650 (+14.58%) Land $17,640 Building $114,010
2022	$2,746.00 Homeowner's exemption	$40,215 Land $5,012 Building $35,203
2020			$114,900 Land $14,320 Building $100,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20