Hamilton County property record for 3134 W Tower Ave, Cincinnati, OH 45238
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,132 sqft · built 1950 |
| Lot Size | 0.135 acres (5,881 sqft) |
| Owner | Company Name on Record |
| Last Sale | $103,000 (Aug 2020) |
| Tax Bill | $2,221 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Aug 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 248-0003-0009-00 |
| Primary APN | 248-0003-0009-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,132 sqft Living Area |
| Gross Area | 1,918 sqft |
| 1st Floor Area | 786 sqft |
| Attic | Attic |
| Attic Area | 346 sqft |
| Basement Area | 786 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Conventional |
| Exterior Material | Frame Siding |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 5,881 sqft (0.135 acres) |
| Lot Dimensions | 117 ft deep x 50 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3134 W TOWER AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-3412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF6 |
| Legal Description | WEST TOWER AVE 50 X 117 NS WEST TOWER 480.01 FT WOF C L BOUDINOT AVE |
| Legal Subdivision | WEST TOWER AVE |
| Legal Lot Number | 205 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 10900 |
Source: Hamilton County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2006 BURTON KNOLL CT SE, GRAND RAPIDS, MI 49546-8261 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 16, 2020 | Deed of Trust, Mortgage · Conventional with PMI OPTION FINANCIAL LLC OPTION FINANCIAL LLC |
| Aug 19, 2020 | Grant Deed, Transfer · Conventional Mortgage OTHER INSTITUTIONAL LENDERS |
| Jan 15, 2020 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2020 · Amount on Record |
| Deed Sale | Aug 19, 2020 · Amount on Record |
| Prior Sale | Jan 15, 2020 · Amount on Record |
| Deed Document Number | 202082608 |
| Deed Book / Page | 14235 / 535 |
| Prior Transfer Date | Aug 1, 1994 |
| Prior Transfer Doc | 0000141907 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3134 W TOWER AVE, CINCINNATI, OH 45238-3412 |
| Document Number | 0000113256 |
| Instrument Date | Jul 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 3134 W TOWER AVE CINCINNATI OH 452383412, CINCINNATI, OH 45238-3412 |
| Document Number | 0000113256 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 014284/003002 |
| Instrument | 113256 |
| Name | OPTION FINANCIAL LLC OPTION FINANCIAL LLC |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45247 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 27, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 19, 2020 |
| Property Address | 3134 W TOWER AVE, CINCINNATI, OH 45238-3412 |
| Document Number | 0000082608 |
| Book / Page | 014235 / 000535 |
| Instrument Date | Jul 16, 2020 |
| Instrument | 82608 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $412.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2006 BURTON KNOLL CT SE GRAND RAPIDS MI 495468261, GRAND RAPIDS, MI 49546-8261 |
| Document Number | 82609 |
|---|---|
| Date | Aug 19, 2020 |
| Book Page | 014235/000537 |
| Instrument | 82609 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45247 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 18, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 15, 2020 |
| Property Address | 3134 W TOWER AVE, CINCINNATI, OH 45238-3412 |
| Document Number | 0000004952 |
| Book / Page | 014084 / 001557 |
| Instrument Date | Jan 8, 2020 |
| Instrument | 4952 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $200.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1034 BEECHMEADOW LN CINCINNATI OH 452384305, CINCINNATI, OH 45238-4305 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,221.00 (-3.14%) | $36,051 (+0.01%) Land $6,542 Building $29,509 | $103,000 (-) Land $18,690 Building $84,310 |
| 2024 | $2,293.00 (-0.17%) | $36,049 (-) Land $6,541 Building $29,508 | |
| 2023 | $2,297.00 (+58.3%) | $36,049 (+76.67%) Land $6,541 Building $29,508 | $103,000 (+76.67%) Land $18,690 Building $84,310 |
| 2022 | $1,451.00 | $20,405 Land $5,313 Building $15,092 | |
| 2020 | $58,300 Land $15,180 Building $43,120 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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