Hamilton County property record for 3121 W Tower Ave, Cincinnati, OH 45238
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,231 sqft · built 1945 |
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | Company Name on File |
| Last Sale | $142,500 (Jan 2025) |
| Tax Bill | $2,964 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Nov 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 248-0003-0079-00 |
| Primary APN | 248-0003-0079-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,231 sqft Living Area |
| Gross Area | 2,283 sqft |
| 1st Floor Area | 832 sqft |
| Attic | Attic |
| Attic Area | 399 sqft |
| Basement Area | 832 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 5,750 sqft (0.132 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 112 sqft |
| Deck Area | Deck Area |
| Patio Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3121 W TOWER AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-3411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF6 |
| Legal Description | WEST TOWER AVE 50 X 110.90 IRR SS WEST TOWER AVE 250 FT W OF BOUDINOT |
| Legal Subdivision | MIAMI PURCHASE |
| Legal Lot Number | 218 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 10900 |
Source: Hamilton County records, as of July 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 9475 KENWOOD RD, 15, BLUE ASH, OH 45242-6830 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Sep 19, 2025 | Deed of Trust, Mortgage · Commercial Mortgage LENDINGONE LLC |
| Nov 16, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Nov 3, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 23, 2025 · Amount on File |
| Deed Sale | Jan 23, 2025 · Amount on File |
| Prior Sale | Nov 16, 2020 · Amount on File |
| Deed Document Number | 20255108 |
| Deed Book / Page | 15338 / 1833 |
| Prior Transfer Date | Aug 19, 2002 |
| Prior Transfer Doc | 0000170340 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3121 W TOWER AVE, CINCINNATI, OH 45238-3411 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | SOURCEPOINT TITLE SVCS, SOURCEPOINT INC |
| Name | Verified Name |
|---|---|
| Address | 9475 KENWOOD RD, BLUE ASH, OH 45242-6831 |
| Document Number | 0000072540 |
|---|---|
| Date | Sep 19, 2025 |
| Book Page | 15504/28 |
| Instrument | 2025-0072540 |
| Name | LENDINGONE LLC |
|---|---|
| Type | Lending Institution |
| Address | BOCA RATON, FL 33431 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 16, 2020 |
| Property Address | 3121 W TOWER AVE, CINCINNATI, OH 45238-3411 |
| Document Number | 0000120074 |
| Book / Page | 014296 / 000267 |
| Instrument Date | Oct 22, 2020 |
| Instrument | 120074 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $281.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3500 PARK CENTER DR #100 DAYTON OH 454142680, 100, DAYTON, OH 45414-2680 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 3, 2020 |
| Property Address | 3121 W TOWER AVE, CINCINNATI, OH 45238-3411 |
| Document Number | 0000115375 |
| Book / Page | 014288 / 000500 |
| Instrument Date | Oct 22, 2020 |
| Instrument | 115375 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $229.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3121 TOWN AVE CINCINNATI OH 45238, CINCINNATI, OH 45238 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,964.00 (+0.14%) | $46,592 (-) Land $6,321 Building $40,271 | $133,120 (-) Land $18,060 Building $115,060 |
| 2024 | $2,960.00 (-0.17%) | $46,592 (-) Land $6,321 Building $40,271 | |
| 2023 | $2,965.00 (+57.13%) | $46,592 (+75.16%) Land $6,321 Building $40,271 | $133,120 (+75.16%) Land $18,060 Building $115,060 |
| 2022 | $1,887.00 | $26,600 Land $5,131 Building $21,469 | |
| 2020 | $76,000 Land $14,660 Building $61,340 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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