3140 W Tower Ave, Cincinnati, OH 45238 Property Records

Hamilton County property record for 3140 W Tower Ave, Cincinnati, OH 45238

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 800 sqft · built 1951
Lot Size0.132 acres (5,793 sqft)
OwnerIndividual Name on Record
Last Sale$55,000 (Aug 2018)
Tax Bill$1,946 (2025)
Deeds & MortgagesDec 2021 Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN248-0003-0010-00

Property Details

APN / Parcel Number

Primary APN248-0003-0010-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area800 sqft Living Area
1st Floor Area800 sqft
Basement Area800 sqft

Exterior

Year BuiltBuilt 1951
Architectural StyleConventional
Exterior MaterialBrick
Lot Area5,793 sqft (0.132 acres)
Lot Dimensions117 ft deep x 50 ft wide
Garage TypeBasement
Garage Area200 sqft
Parking Spaces1 Parking Space
Patio Area154 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address3140 WEST TOWER AVE
CityCINCINNATI
StateOH
Zip45238-3412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWEST TOWER AVE 50 X 117
Legal SubdivisionWM S P OSKAMP
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group1
Census Block1001
Census Tract10900

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address5474 LAWRENCE RD, CINCINNATI, OH 45248-5151
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU
Aug 14, 2018Warranty Deed, Transfer · Conventional Mortgage
CHEMICAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2018 · Amount on Record
Deed SaleAug 14, 2018 · Amount on Record
Prior SaleAug 14, 2018 · Amount on Record
Deed Document Number0000071576
Deed Book / Page13731 / 02422
Last Transfer DateDec 22, 2021
Transfer Doc0000153484
Record UpdatedJun 8, 2026

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON OH
Recording DateDec 22, 2021
Property Address3140 W TOWER AVE, CINCINNATI, OH 45238-3412
Document Number0000153484
Book / Page14569 / 4632
Map ReferenceMB 1611 PG 411
Instrument DateDec 17, 2021
Instrument2021-0153484
Transaction TypeTransfer
Record UpdatedJan 21, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5474 LAWRENCE RD, CINCINNATI, OH 45248-5151

Mortgage

Document Number0000153485
DateDec 22, 2021
Instrument2021-0153485
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateAug 14, 2018
Property Address3140 W TOWER AVE, CINCINNATI, OH 45238-3412
Document Number0000071576
Book / Page13731 / 02422
Instrument DateJul 18, 2018
Instrument2018-0071576
Transaction TypeTransfer
Record UpdatedFeb 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$165.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3140 W TOWER AVE, CINCINNATI, OH 45238-3412

Mortgage

Document Number0000071577
DateAug 14, 2018
Instrument2018-0071577
Lender
NameCHEMICAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,946.00 (+0.15%)$30,517 (-) Land $6,542 Building $23,975
2024$1,943.00 (+3.63%)$30,517 (-) Land $6,542 Building $23,975
2023$1,875.00 (+41.83%)$30,517 (+58.53%) Land $6,542 Building $23,975$87,190 (+58.53%) Land $18,690 Building $68,500
2022$1,322.00 Homeowner's exemption$19,250 Land $5,313 Building $13,937
2020$55,000 Land $15,180 Building $39,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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