3129 Shale Rdg, Morrow, OH 45152 Property Records

Warren County property record for 3129 Shale Rdg, Morrow, OH 45152

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,355 sqft · built 2012
Lot Size	0.32 acres (13,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,260 (Feb 2013)
Tax Bill	$5,997 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-18-160-014-0`

Property Details

APN / Parcel Number

Primary APN	`17-18-160-014-0`
Alternative APNs	`1718160014` `2636087`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,355 sqft Living Area
1st Floor Area	2,335 sqft
Basement Area	368 sqft
Finished Basement	368 sqft

Exterior

Year Built	Built 2012
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Lot Area	13,970 sqft (0.32 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	120 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	2636087
Old Parcel Number	1718160014
Street Address	3129 SHALE RDG
City	MORROW
State	OH
Zip	45152-8017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILL.HOPEWELL VAL.1 #107
Legal Subdivision	VILL.HOPEWELL VAL.1
Legal Block	160
Legal Lot Number	107
Jurisdiction	WARREN OH
Township / Civil Division	HAMILTON
Census Block Group	1
Census Block	1011
Census Tract	32206

Owner

Source: Warren County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3129 SHALE RDG, MORROW, OH 45152-8017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jul 17, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2013 · Amount on Record
Deed Sale	Feb 13, 2013 · Amount on Record
Prior Sale	Nov 27, 2012 · Amount on Record
Deed Document Number	0057580533
Deed Book / Page	005758 / 000533
Last Transfer Date	Nov 30, 2015
Transfer Doc	0000035160
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	3129 SHALE RDG, MORROW, OH 45152-8017
Transaction Type	Mortgage
Record Updated	Aug 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3129 SHALE RDG, MORROW, OH 45152-8017

Mortgage

Document Number	0000014496
Date	Jul 17, 2023
Instrument	2023-014496

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	3129 SHALE RDG, MORROW, OH 45152-8017
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	COMMONWEALTH USA SETMNTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025842
Date	Jul 17, 2020
Instrument	2020-025842

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Hamilton Township
Unified School District	Little Miami Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,997.00 (+17.96%)	$133,340 (+31.66%) Land $28,000 Building $105,340	$380,970 (+31.66%) Land $80,000 Building $300,970
2023	$5,084.00 (+2.52%) Homeowner's exemption	$101,276 (-) Land $15,820 Building $85,456
2022	$4,959.00 Homeowner's exemption	$101,276 Land $15,820 Building $85,456	$289,360 (-) Land $45,200 Building $244,160
2021			$289,360 Land $45,200 Building $244,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN WATER COMPANY private · serves 39,508 people · EPA ID OH8300512
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Bresco Broadband.

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