3120 Shale Rdg, Morrow, OH 45152 Property Records

Warren County property record for 3120 Shale Rdg, Morrow, OH 45152

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,835 sqft · built 2013
Lot Size	0.301 acres (13,090 sqft)
Owner	2 Individual Names on File
Last Sale	$298,000 (Sep 2020)
Tax Bill	$6,358 (2025)
Deeds & Mortgages	Mar 2021 Transfer Sep 2020 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-18-160-019-0`

Property Details

APN / Parcel Number

Primary APN	`17-18-160-019-0`
Alternative APNs	`1718160019` `2636092`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,835 sqft Living Area
Gross Area	2,961 sqft
1st Floor Area	349 sqft
2nd Floor Area	1,243 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Lot Area	13,090 sqft (0.301 acres)
Garage Type	Attached
Garage Area	126 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	91 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2636092
Street Address	3120 SHALE RDG
City	MORROW
State	OH
Zip	45152-8016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILL.HOPEWELL VAL.1 LOT 112
Legal Subdivision	VILL.HOPEWELL VAL.1
Legal Block	92
Legal Lot Number	112
Jurisdiction	WARREN OH
Township / Civil Division	HAMILTON
Census Block Group	1
Census Block	1011
Census Tract	32206

Owner

3120 Shale Rdg is owned and occupied by two individuals who acquired it in March 2021.

Source: Warren County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3120 SHALE RDG, MORROW, OH 45152-8016
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Intrafamily Transfer, Transfer
Sep 14, 2020	Warranty Deed, Transfer · Line of Credit WESTERN OHIO MORTGAGE CORP
May 30, 2019	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2020 · Amount on File
Deed Sale	Sep 14, 2020 · Amount on File
Prior Sale	May 30, 2019 · Amount on File
Deed Document Number	202035280
Last Transfer Date	Mar 9, 2021
Transfer Doc	0000011187
Record Updated	Oct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WARREN OH
Recording Date	Mar 11, 2021
Property Address	3120 SHALE RDG, MORROW, OH 45152-8016
Document Number	0000011187
Map Reference	MB 71 PG 29-35
Instrument Date	Mar 9, 2021
Instrument	2021-011187
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3120 SHALE RDG, MORROW, OH 45152-8016

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Sep 14, 2020
Property Address	3120 SHALE RDG, MORROW, OH 45152-8016
Document Number	0000035280
Map Reference	MB 71 PG 29-35
Instrument Date	Sep 4, 2020
Instrument	2020-035280
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3120 SHALE RDG, MORROW, OH 45152-8016

Mortgage

Document Number	0000035281
Date	Sep 14, 2020
Instrument	2020-035281

Lender

Name	WESTERN OHIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	May 30, 2019
Property Address	3120 SHALE RDG, MORROW, OH 45152-8016
Document Number	0000013938
Map Reference	MB 71 PG 29-35
Instrument Date	Apr 2, 2019
Instrument	2019-013938
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	N25W23255 PAUL RD, PEWAUKEE, WI 53072-4074

Mortgage

Document Number	0000013940
Date	May 30, 2019
Instrument	2019-013940

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3120 Shale Rdg was $6,358.

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Hamilton Township
Unified School District	Little Miami Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,358.00	$142,220 Land $28,000 Building $114,220	$406,330 Land $80,000 Building $326,330
2023	$5,459.00 (+2.42%) Homeowner's exemption	$108,861 (-) Land $15,820 Building $93,041
2022	$5,330.00 Homeowner's exemption	$108,861 Land $15,820 Building $93,041	$311,030 (-) Land $45,200 Building $265,830
2021			$311,030 Land $45,200 Building $265,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3120 Shale Rdg in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3120 Shale Rdg is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN WATER COMPANY private · serves 39,508 people · EPA ID OH8300512
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Bresco Broadband.

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