3115 Shale Rdg, Morrow, OH 45152 Property Records

Warren County property record for 3115 Shale Rdg, Morrow, OH 45152

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,340 sqft · built 2009
Lot Size	0.312 acres (13,604 sqft)
Owner	2 Individual Names on Record
Last Sale	$251,865 (Dec 2009)
Tax Bill	$5,039 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Mar 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`17-18-160-016-0`

Property Details

APN / Parcel Number

Primary APN	`17-18-160-016-0`
Alternative APNs	`1718160016` `2636089`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,340 sqft Living Area
2nd Floor Area	968 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Lot Area	13,604 sqft (0.312 acres)
Garage Area	224 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	2636089
Old Parcel Number	1718160016
Street Address	3115 SHALE RDG
City	MORROW
State	OH
Zip	45152-8017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILL.HOPEWELL VAL.1 #109
Legal Subdivision	VILL.HOPEWELL VAL.1
Legal Block	160
Legal Lot Number	109
Jurisdiction	WARREN OH
Township / Civil Division	HAMILTON
Census Block Group	1
Census Block	1011
Census Tract	32206

Owner

Source: Warren County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3115 SHALE RDG, MORROW, OH 45152-8017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS
Mar 7, 2019	Deed of Trust, Mortgage · Line of Credit FIRST FIN'L BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2009 · Amount on Record
Deed Sale	Dec 10, 2009 · Amount on Record
Prior Sale	Apr 13, 2006 · Amount on Record
Deed Document Number	0005001887
Deed Book / Page	5001 / 887
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	3115 SHALE RDG, MORROW, OH 45152-8017
Document Number	0000008129
Instrument Date	Mar 5, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3115 SHALE RDG MORROW OH 451528017, MORROW, OH 45152-8017

Mortgage

Document Number	0000008129
Date	Mar 11, 2020
Instrument	8129

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 10, 2030

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	3115 SHALE RDG, MORROW, OH 45152-8017
Document Number	0000007677
Instrument Date	Mar 7, 2019
Transaction Type	Mortgage
Record Updated	Apr 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3115 SHALE RDG MORROW OH 451528017, MORROW, OH 45152-8017

Mortgage

Document Number	0000007677
Date	Apr 1, 2019
Instrument	7677

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 31, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Hamilton Township
Unified School District	Little Miami Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,039.00 (-0.61%)	$132,671 (+31.35%) Land $28,000 Building $104,671	$379,060 (+31.35%) Land $80,000 Building $299,060
2023	$5,070.00 (+2.51%) Homeowner's exemption	$101,007 (-) Land $15,820 Building $85,187
2022	$4,946.00 Homeowner's exemption	$101,007 Land $15,820 Building $85,187	$288,590 (-) Land $45,200 Building $243,390
2021			$288,590 Land $45,200 Building $243,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN WATER COMPANY private · serves 39,508 people · EPA ID OH8300512
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Bresco Broadband.

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