3108 Shale Rdg, Morrow, OH 45152 Property Records

Warren County property record for 3108 Shale Rdg, Morrow, OH 45152

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,628 sqft · built 2006
Lot Size	0.312 acres (13,604 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Aug 2014)
Tax Bill	$6,280 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit Mar 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-18-160-017-0`

Property Details

APN / Parcel Number

Primary APN	`17-18-160-017-0`
Alternative APNs	`1718160017` `2636090`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,628 sqft Living Area
Gross Area	3,122 sqft
1st Floor Area	100 sqft
2nd Floor Area	1,264 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Combination
Construction Type	Frame
Lot Area	13,604 sqft (0.312 acres)
Garage Type	Attached
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	170 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2636090
Street Address	3108 SHALE RDG
City	MORROW
State	OH
Zip	45152-8016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILL.HOPEWELL VAL.1 LOT 110
Legal Subdivision	VILL.HOPEWELL VAL.1
Legal Block	90
Legal Lot Number	110
Jurisdiction	WARREN OH
Township / Civil Division	HAMILTON
Census Block Group	1
Census Block	1011
Census Tract	32206

Owner

Source: Warren County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3108 SHALE RDG, MORROW, OH 45152-8016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2025	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Mar 21, 2023	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Oct 20, 2017	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2014 · Amount on Record
Deed Sale	Aug 6, 2014 · Amount on Record
Prior Sale	Nov 21, 2006 · Amount on Record
Deed Document Number	201420480
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	3108 SHALE RDG, MORROW, OH 45152-8016
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015307
Date	Jun 30, 2025
Instrument	2025-015307

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	3108 SHALE RDG, MORROW, OH 45152-8016
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005251
Date	Mar 21, 2023
Instrument	2023-005251

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 14, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	3108 SHALE RDG, MORROW, OH 45152-8016
Document Number	0000035274
Instrument Date	Oct 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3108 SHALE RDG MORROW OH 451528016, MORROW, OH 45152-8016

Mortgage

Document Number	0000035274
Date	Nov 16, 2017
Instrument	35274

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Hamilton Township
Unified School District	Little Miami Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,280.00 (+16.51%)	$140,460 (+30.71%) Land $28,000 Building $112,460	$401,320 (+30.71%) Land $80,000 Building $321,320
2023	$5,390.00 (+2.45%) Homeowner's exemption	$107,457 (-) Land $15,820 Building $91,637
2022	$5,261.00 Homeowner's exemption	$107,457 Land $15,820 Building $91,637	$307,020 (-) Land $45,200 Building $261,820
2021			$307,020 Land $45,200 Building $261,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN WATER COMPANY private · serves 39,508 people · EPA ID OH8300512
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Bresco Broadband.

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