Buchanan County property record for 3129 Charles St, Saint Joseph, MO 64501
| Property Type | Single Family Home |
|---|---|
| Details | 1,024 sqft · built 1952 |
| Lot Size | 0.142 acres (6,200 sqft) |
| Owner | Company Name on File |
| Last Sale | $135,660 (Jul 2022) |
| Tax Bill | $787 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Sep 2019 Mortgage + 2 more |
| APN | 06-2.0-10-003-004-036.000 |
| Primary APN | 06-2.0-10-003-004-036.000 |
|---|
| Building Area | 1,024 sqft Base Area |
|---|---|
| 1st Floor Area | 1,024 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Lot Area | 6,200 sqft (0.142 acres) |
| Lot Dimensions | 124 ft deep x 50 ft wide |
| Street Address | 3129 CHARLES ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64501-3309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:BENSON PINGER'S GARDENS LOT:16 BLK:1LGL DESC:E 24.50' L 16 W 25.50' L 17 |
| Legal Subdivision | BENSON PINGERS GARDENS |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 900 |
3129 Charles St is owned by a company that bought it in July 2022.
Source: Buchanan County records, as of June 12, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1331 S BELT HWY, SAINT JOSEPH, MO 64507-2228 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 5, 2026 | Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK |
| Sep 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MISSOURI HOUSING DEVELOPMENT |
| Jul 29, 2022 | Warranty Deed, Transfer · Line of Credit EXCHANGE BANK & TRUST CO |
| Nov 2, 2017 | Deed, Transfer PREFERRED TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2022 · Amount on File |
| Deed Sale | Jul 29, 2022 · Amount on File |
| Prior Sale | Sep 4, 2019 · Amount on File |
| Deed Document Number | 20227260 |
| Deed Book / Page | 3778 / 645 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Jun 5, 2026 |
| Property Address | 3129 CHARLES ST, SAINT JOSEPH, MO 64501-3309 |
| Document Number | 0000004458 |
| Book / Page | 3819 / 224 |
| Instrument Date | Jun 4, 2026 |
| Instrument | 20264458 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 4112 MILLER RD, SAINT JOSEPH, MO 64505-1543 |
| Document Number | 0000004458, |
|---|---|
| Date | Jun 5, 2026 |
| Book Page | 3819/224 |
| Instrument | 20264458 |
| Name | FARMERS STATE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 4, 2046 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 3129 CHARLES ST, SAINT JOSEPH, MO 64501-3309 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 003740/981 |
|---|---|
| Date | Sep 5, 2019 |
| Book Page | 3740/981 |
| Instrument | 2019007422 |
| Name | MISSOURI HOUSING DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Jul 29, 2022 |
| Property Address | 3129 CHARLES ST, SAINT JOSEPH, MO 64501-3309 |
| Document Number | 003778/645 |
| Book / Page | 3778 / 645 |
| Instrument Date | Jul 28, 2022 |
| Instrument | 2022007260 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4112 MILLER RD, SAINT JOSEPH, MO 64505-1543 |
| Document Number | 2022007261 |
|---|---|
| Date | Jul 29, 2022 |
| Instrument | 2022007261 |
| Name | EXCHANGE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Nov 2, 2017 |
| Property Address | 3129 CHARLES ST, SAINT JOSEPH, MO 64501-3309 |
| Document Number | 2017010983 |
| Instrument Date | Nov 2, 2017 |
| Instrument | 2017010983 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | PREFERRED TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2901 NE 63RD ST, GLADSTONE, MO 64119-1803 |
The 2025 property tax bill for 3129 Charles St was $787.
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $787.00 | $10,930 Land $2,570 Building $8,360 | $57,480 Land $13,500 Building $43,980 |
| 2024 | $787.00 (+14.39%) | ||
| 2023 | $688.00 (-0.72%) | $10,420 (-) Land $2,570 Building $7,850 | $54,800 Land $13,500 Building $41,300 |
| 2022 | $693.00 | $10,420 Land $2,570 Building $7,850 | |
| 2021 | $54,800 Land $13,500 Building $41,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 3129 Charles St; 1 flood insurance policy is in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3129 Charles St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures