3121 Charles St, Saint Joseph, MO 64501 Property Records

Buchanan County property record for 3121 Charles St, Saint Joseph, MO 64501

Property Summary

Property Type	Single Family Home
Details	864 sqft · built 1952
Lot Size	0.135 acres (5,921 sqft)
Owner	Company Name on Record
Tax Bill	$750 (2025)
APN	`06-2.0-10-003-004-034.000`

Property Details

APN / Parcel Number

Primary APN	`06-2.0-10-003-004-034.000`

Interior

Building Area	864 sqft Base Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	5,921 sqft (0.135 acres)
Lot Dimensions	124 ft deep x 47.8 ft wide

Location & Zoning

Street Address	3121 CHARLES ST
City	SAINT JOSEPH
State	MO
Zip	64501-3309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:BENSON PINGER'S GARDENS LOT:14 BLK:1LGL DESC:E 20' L 14 W 27.75' L 15
Legal Subdivision	BENSON PINGERS GARDENS
Legal Block	1
Legal Lot Number	14
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2000
Census Tract	900

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5510 S 40TH ST, SAINT JOSEPH, MO 64503-2259
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$750.00 (+0.13%)	$10,400 (+5.58%) Land $2,570 Building $7,830	$54,690 (+5.54%) Land $13,500 Building $41,190
2024	$749.00 (+15.05%)
2023	$651.00 (-0.61%)	$9,850 (-) Land $2,570 Building $7,280	$51,820 (-) Land $13,500 Building $38,320
2022	$655.00	$9,850 Land $2,570 Building $7,280
2021			$51,820 Land $13,500 Building $38,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20