Buchanan County property record for 3133 Charles St, Saint Joseph, MO 64501
| Property Type | Single Family Home |
|---|---|
| Details | 1,050 sqft · built 1952 |
| Lot Size | 0.143 acres (6,250 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $149,300 (May 2024) |
| Tax Bill | $1,056 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Sep 2019 Mortgage |
| APN | 06-2.0-10-003-004-037.000 |
| Primary APN | 06-2.0-10-003-004-037.000 |
|---|
| Building Area | 1,050 sqft Base Area |
|---|---|
| 1st Floor Area | 1,050 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Lot Area | 6,250 sqft (0.143 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Street Address | 3133 CHARLES ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64501-3309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:BENSON PINGER'S GARDENS LOT:17 BLK:1LGL DESC:E 24.50' L 17 W 25.50' L 18 |
| Legal Subdivision | BENSON PINGERS GARDENS |
| Legal Block | 1 |
| Legal Lot Number | 17 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 900 |
Source: Buchanan County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3133 CHARLES ST, SAINT JOSEPH, MO 64501-3309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 26, 2019 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Sep 4, 2019 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2024 · Amount on Record |
| Deed Sale | May 22, 2024 · Amount on Record |
| Prior Sale | Nov 26, 2019 · Amount on Record |
| Deed Document Number | 20243915 |
| Deed Book / Page | 3797 / 515 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Nov 26, 2019 |
| Property Address | 3133 CHARLES ST, SAINT JOSEPH, MO 64501-3309 |
| Document Number | 003743/887 |
| Book / Page | 3743 / 887 |
| Instrument Date | Nov 25, 2019 |
| Instrument | 2019010345 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | PREFERRED TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3133 CHARLES ST, SAINT JOSEPH, MO 64501-3309 |
| Document Number | 003743/888 |
|---|---|
| Date | Nov 26, 2019 |
| Book Page | 3743/888 |
| Instrument | 2019010346 |
| Name | PRIMELENDING |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Sep 4, 2019 |
| Property Address | 3133 CHARLES ST, SAINT JOSEPH, MO 64501-3309 |
| Document Number | 003740/977 |
| Book / Page | 3740 / 977 |
| Instrument Date | Sep 4, 2019 |
| Instrument | 2019007418 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3129 CHARLES ST, SAINT JOSEPH, MO 64501-3309 |
| Document Number | 003740/978 |
|---|---|
| Date | Sep 4, 2019 |
| Book Page | 3740/978 |
| Instrument | 2019007419 |
| Name | FAIRWAY INDEPENDENT MTG CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,056.00 (+0.09%) | $14,720 (+20.66%) Land $2,570 Building $12,150 | $77,460 (+20.65%) Land $13,500 Building $63,960 |
| 2024 | $1,055.00 (+31.38%) | ||
| 2023 | $803.00 (-0.74%) | $12,200 (-) Land $2,570 Building $9,630 | $64,200 (-) Land $13,500 Building $50,700 |
| 2022 | $809.00 | $12,200 Land $2,570 Building $9,630 | |
| 2021 | $64,200 Land $13,500 Building $50,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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