Buchanan County property record for 3124 Charles St, Saint Joseph, MO 64501
| Property Type | Single Family Home |
|---|---|
| Details | 672 sqft · built 1952 |
| Lot Size | 0.137 acres (5,985 sqft) |
| Owner | Individual Name on File |
| Last Sale | $59,700 (Aug 2020) |
| Tax Bill | $533 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| APN | 06-2.0-10-003-004-047.000 |
| Primary APN | 06-2.0-10-003-004-047.000 |
|---|
| Building Area | 672 sqft Base Area |
|---|---|
| 1st Floor Area | 672 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Lot Area | 5,985 sqft (0.137 acres) |
| Lot Dimensions | 119 ft deep x 50 ft wide |
| Street Address | 3124 CHARLES ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64501-3310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:BENSON PINGER'S GARDENS LOT:5 BLK:2LGL DESC:W 28.25' LOT 5 E 21.75' LOT 6 |
| Legal Subdivision | BENSON PINGERS GARDENS |
| Legal Block | 2 |
| Legal Lot Number | 5-6 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 900 |
3124 Charles St is owned and occupied by an individual who bought it in August 2020.
Source: Buchanan County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3124 CHARLES ST, SAINT JOSEPH, MO 64501-3310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2020 · Amount on File |
| Deed Sale | Aug 28, 2020 · Amount on File |
| Prior Sale | Oct 25, 2010 · Amount on File |
| Deed Document Number | 20207760 |
| Deed Book / Page | 3752 / 588 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Aug 28, 2020 |
| Property Address | 3124 CHARLES ST, SAINT JOSEPH, MO 64501-3310 |
| Document Number | 003752/588 |
| Book / Page | 3752 / 588 |
| Instrument Date | Aug 28, 2020 |
| Instrument | 2020007760 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2021 |
| Title Company | NOT AVAILABLE, ST JOSEPH TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3124 CHARLES ST, SAINT JOSEPH, MO 64501-3310 |
| Document Number | 2020007761 |
|---|---|
| Date | Aug 28, 2020 |
| Instrument | 2020007761 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Jan 1, 2050 |
| Document Number | 3752/590 |
|---|---|
| Date | Aug 28, 2020 |
| Book Page | 3752/590 |
| Instrument | 2020007762 |
| Name | MISSOURI HOUSING DEVELOPMENT COMMISSION |
|---|---|
| Type | Government Agency |
| Address | KANSAS CITY, MO 64105 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 3124 Charles St was $533, up 0.2% from the year before.
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $533.00 (+0.19%) | $7,340 Land $2,570 Building $4,770 | $38,590 Land $13,500 Building $25,090 |
| 2024 | $532.00 (+13.19%) | ||
| 2023 | $470.00 (-0.63%) | $7,060 (-) Land $2,570 Building $4,490 | $37,120 Land $13,500 Building $23,620 |
| 2022 | $473.00 | $7,060 Land $2,570 Building $4,490 | |
| 2021 | $37,120 Land $13,500 Building $23,620 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 3124 Charles St; 1 flood insurance policy is in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3124 Charles St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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