3128 Lupine Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 3128 Lupine Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 631 sqft · built 1989
Lot Size	0.161 acres (7,001 sqft)
Owner	Individual Name on File
Last Sale	$236,300 (Sep 2021)
Tax Bill	$1,810 (2025)
Deeds & Mortgages	May 2022 Second Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027.036.04002062`

Property Details

APN / Parcel Number

Primary APN	`027.036.04002062`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	631 sqft Living Area
Gross Area	1,156 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	7,001 sqft (0.161 acres)
Lot Dimensions	108 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	525 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	68 sqft
Deck Area	Deck Area
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3128 LUPINE DR
City	ARNOLD
State	MO
Zip	63010-5802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	SHELLEY MANOR 2 LOT 87
Legal Range	5E
Legal Township	43N
Legal Section	36
Legal Subdivision	SHELLEY MANOR 2
Legal Block	2
Legal Lot Number	87
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2006
Census Tract	700116

Owner

3128 Lupine Dr is owned and occupied by an individual who bought it in September 2021.

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3128 LUPINE DR, ARNOLD, MO 63010-5802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST COMMUNITY CU
Sep 3, 2021	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2021 · Amount on File
Deed Sale	Sep 3, 2021 · Amount on File
Deed Document Number	202138933
Prior Transfer Date	Jun 7, 2017
Prior Transfer Doc	0000017305
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3128 LUPINE DR, ARNOLD, MO 63010-5802
Transaction Type	Mortgage
Record Updated	May 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016127
Date	May 13, 2022
Instrument	2022R-016127

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 15, 2037

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Sep 3, 2021
Property Address	3128 LUPINE DR, ARNOLD, MO 63010-5802
Document Number	2021R038933
Instrument Date	Aug 30, 2021
Instrument	2021R-038933
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6529 CRESCENT VIEW DR, 6529, SAINT LOUIS, MO 63129-5074

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3128 LUPINE DR, ARNOLD, MO 63010-5802

Mortgage

Document Number	2021R038934
Date	Sep 3, 2021
Instrument	2021R-038934

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3128 Lupine Dr was $1,810.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,200 (-) Land $3,100 Building $23,100	$137,800 Land $16,100 Building $121,700
2025	$1,810.00	$26,200 Land $3,100 Building $23,100
2024			$137,800 (+8.85%) Land $16,100 Building $121,700
2023	$1,709.00	$24,100 Land $3,100 Building $21,000	$126,600 Land $16,100 Building $110,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3128 Lupine Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3128 Lupine Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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