3120 Lupine Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 3120 Lupine Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 788 sqft · built 1988
Lot Size	0.161 acres (7,001 sqft)
Owner	2 Individual Names on File
Last Sale	$204,000 (Oct 2019)
Tax Bill	$1,962 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`027.036.04002064`

Property Details

APN / Parcel Number

Primary APN	`027.036.04002064`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	788 sqft Living Area
Gross Area	1,148 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	7,001 sqft (0.161 acres)
Lot Dimensions	107 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	360 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	72 sqft
Deck Area	Deck Area
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3120 LUPINE DR
City	ARNOLD
State	MO
Zip	63010-5802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	SHELLEY MANOR 2 LOT 85
Legal Range	5E
Legal Township	43N
Legal Section	36
Legal Subdivision	SHELLEY MANOR 2
Legal Block	2
Legal Lot Number	85
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2006
Census Tract	700116

Owner

3120 Lupine Dr is owned and occupied by two individuals who acquired it in August 2021.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3120 LUPINE DR, ARNOLD, MO 63010-5802
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTURY CU
Aug 19, 2021	Intrafamily Transfer, Transfer
Oct 31, 2019	Warranty Deed, Transfer · FHA Mortgage FIRST INTEGRITY MTG SVCS
May 15, 2018	Warranty Deed, Transfer USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2019 · Amount on File
Deed Sale	Oct 31, 2019 · Amount on File
Prior Sale	May 15, 2018 · Amount on File
Deed Document Number	201933979
Last Transfer Date	Aug 12, 2021
Transfer Doc	0000036394
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3120 LUPINE DR, ARNOLD, MO 63010-5802
Transaction Type	Mortgage
Record Updated	Nov 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3120 LUPINE DR, ARNOLD, MO 63010-5802

Mortgage

Document Number	0000038042
Date	Aug 30, 2021
Instrument	2021R-038042

Lender

Name	CENTURY CU
Type	Credit Union
Address	SAINT LOUIS, MO 63125

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON MO
Recording Date	Aug 19, 2021
Property Address	3120 LUPINE DR, ARNOLD, MO 63010-5802
Document Number	2021R036394
Map Reference	MB 93 PG 25-26
Instrument Date	Aug 12, 2021
Instrument	2021R-036394
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3120 LUPINE DR, ARNOLD, MO 63010-5802

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 31, 2019
Property Address	3120 LUPINE DR, ARNOLD, MO 63010-5802
Document Number	0000033979
Instrument Date	Oct 24, 2019
Instrument	33979
Transaction Type	Transfer
Record Updated	Nov 14, 2019
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3120 LUPINE DR ARNOLD MO 630105802, ARNOLD, MO 63010-5802

Mortgage

Document Number	33980
Date	Oct 31, 2019
Instrument	33980

Lender

Name	FIRST INTEGRITY MTG SVCS
Type	Mortgage Company
Address	SAINT LOUIS, MO 63146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	May 15, 2018
Property Address	3120 LUPINE DR, ARNOLD, MO 63010-5802
Document Number	0000014364
Instrument Date	May 9, 2018
Instrument	14364
Transaction Type	Transfer
Record Updated	Jun 15, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3120 LUPINE DR ARNOLD MO 630105802, ARNOLD, MO 63010-5802

Mortgage

Document Number	14366
Date	May 15, 2018
Instrument	14366

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 14, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3120 Lupine Dr was $1,962.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,400 (-) Land $3,100 Building $25,300	$149,100 Land $16,100 Building $133,000
2025	$1,962.00	$28,400 Land $3,100 Building $25,300
2024			$149,100 (+8.59%) Land $16,100 Building $133,000
2023	$1,851.00	$26,100 Land $3,100 Building $23,000	$137,300 Land $16,100 Building $121,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3120 Lupine Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3120 Lupine Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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