3125 Lupine Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 3125 Lupine Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 960 sqft · built 1990
Lot Size	0.162 acres (7,069 sqft)
Owner	2 Individual Names on File
Last Sale	$367,678 (May 2026)
Tax Bill	$1,720 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027.036.04002048`

Property Details

APN / Parcel Number

Primary APN	`027.036.04002048`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	960 sqft Living Area
Gross Area	1,392 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Split Level
Construction Type	Frame
Lot Area	7,069 sqft (0.162 acres)
Lot Dimensions	107 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	432 sqft
Porch	Stoop
Porch Area	24 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3125 LUPINE DR
City	ARNOLD
State	MO
Zip	63010-5803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	SHELLEY MANOR 2 LOT 174
Legal Range	5E
Legal Township	43N
Legal Section	36
Legal Subdivision	SHELLEY MANOR 2
Legal Block	2
Legal Lot Number	174
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2003
Census Tract	700116

Owner

3125 Lupine Dr is owned and occupied by two individuals who bought it in May 2026.

Source: Jefferson County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3125 LUPINE DR, ARNOLD, MO 63010-5803
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Mar 21, 2018	Warranty Deed, Transfer · FHA Mortgage GERSHMAN MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2026 · Amount on File
Deed Sale	May 18, 2026 · Amount on File
Prior Sale	Mar 21, 2018 · Amount on File
Deed Document Number	202613254
Prior Transfer Date	Dec 6, 2006
Prior Transfer Doc	2007R002301
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	May 18, 2026
Property Address	3125 LUPINE DR, ARNOLD, MO 63010-5803
Document Number	0000013254
Instrument Date	May 13, 2026
Instrument	202613254
Transaction Type	Transfer
Record Updated	Jun 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3125 LUPINE DR, ARNOLD, MO 63010-5803

Mortgage

Document Number	0000013255,
Date	May 18, 2026
Instrument	202613255

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Mar 21, 2018
Property Address	3125 LUPINE DR, ARNOLD, MO 63010-5803
Document Number	0000008486
Instrument Date	Mar 19, 2018
Instrument	8486
Transaction Type	Transfer
Record Updated	Apr 23, 2018
Title Company	INTEGRITY TITLE SOLUTIONS LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3125 LUPINE DR ARNOLD MO 630105803, ARNOLD, MO 63010-5803

Mortgage

Document Number	8487
Date	Mar 21, 2018
Instrument	8487

Lender

Name	GERSHMAN MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 20, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3125 Lupine Dr was $1,720, up 6.2% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,900 (-) Land $3,100 Building $21,800	$131,000 (-) Land $16,100 Building $114,900
2025	$1,720.00 (+6.24%)	$24,900 Land $3,100 Building $21,800	$131,000 (-) Land $16,100 Building $114,900
2024	$1,619.00 (+0.56%)		$131,000 (+9.72%) Land $16,100 Building $114,900
2023	$1,610.00	$22,700 Land $3,100 Building $19,600	$119,400 Land $16,100 Building $103,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3125 Lupine Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3125 Lupine Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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