3121 Lupine Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 3121 Lupine Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,215 sqft · built 1989
Lot Size	0.162 acres (7,073 sqft)
Owner	Individual Name on File
Last Sale	$262,640 (Dec 2025)
Tax Bill	$1,962 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027.036.04002047`

Property Details

APN / Parcel Number

Primary APN	`027.036.04002047`

Interior

Full Baths	2 Baths
Building Area	1,215 sqft Living Area
Gross Area	1,728 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Split Level
Construction Type	Frame
Lot Area	7,073 sqft (0.162 acres)
Lot Dimensions	107 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	513 sqft

Exterior Amenities

Porch	Stoop
Porch Area	35 sqft
Deck Area	Deck Area
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3121 LUPINE DR
City	ARNOLD
State	MO
Zip	63010-5803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	SHELLEY MANOR 2 LOT 173
Legal Range	5E
Legal Township	43N
Legal Section	36
Legal Subdivision	SHELLEY MANOR 2
Legal Block	2
Legal Lot Number	173
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2003
Census Tract	700116

Owner

3121 Lupine Dr is owned and occupied by an individual who bought it in December 2025.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	3121 LUPINE DR, ARNOLD, MO 63010-5803
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed, Transfer · VA Mortgage NAVY FCU
Aug 29, 2019	Warranty Deed, Transfer FIRST ST BK/ST CHARLES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2025 · Amount on File
Deed Sale	Dec 12, 2025 · Amount on File
Prior Sale	Aug 29, 2019 · Amount on File
Deed Document Number	202532566
Prior Transfer Date	Oct 3, 2003
Prior Transfer Doc	0000077730
Record Updated	Oct 29, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON MO
Recording Date	Dec 12, 2025
Property Address	3121 LUPINE DR, ARNOLD, MO 63010-5803
Document Number	0000032566
Map Reference	MB 93 PG 25
Instrument Date	Nov 20, 2025
Instrument	2025R-032566
Transaction Type	Transfer
Record Updated	Dec 29, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3121 LUPINE DR, ARNOLD, MO 63010-5803

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3121 LUPINE DR, ARNOLD, MO 63010-5803

Mortgage

Document Number	0000032567
Date	Dec 12, 2025
Instrument	2025R-032567

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Aug 29, 2019
Property Address	3121 LUPINE DR, ARNOLD, MO 63010-5803
Document Number	0000025944
Instrument Date	Aug 26, 2019
Instrument	25944
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3121 LUPINE DR ARNOLD MO 630105803, ARNOLD, MO 63010-5803

Mortgage

Document Number	25945
Date	Aug 29, 2019
Instrument	25945

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 28, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3121 Lupine Dr was $1,962.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,400 (-) Land $3,100 Building $25,300	$149,200 Land $16,100 Building $133,100
2025	$1,962.00	$28,400 Land $3,100 Building $25,300
2024			$149,200 (+8.98%) Land $16,100 Building $133,100
2023	$1,851.00	$26,100 Land $3,100 Building $23,000	$136,900 Land $16,100 Building $120,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3121 Lupine Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3121 Lupine Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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