3137 Willow Tree Ln, Escondido, CA 92027 Property Records

San Diego County property record for 3137 Willow Tree Ln, Escondido, CA 92027

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,265 sqft · built 2002
Lot Size	0.225 acres (9,809 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Aug 2012)
Tax Bill	$5,678 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`240-451-22-00`

Property Details

APN / Parcel Number

Primary APN	`240-451-22-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,265 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	9,809 sqft (0.225 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	3137 WILLOW TREE LN
City	ESCONDIDO
State	CA
Zip	92027-5344
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S-P
Legal Description	LOT 73 TR 013898
Legal Subdivision	SAN DIEGO #795
Legal Tract	013898
Legal Block	3
Legal Lot Number	73
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	20712

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3137 WILLOW TREE LN, ESCONDIDO, CA 92027-5344
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Nov 22, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ESCONDIDO FCU
Jan 7, 2022	Deed of Trust, Mortgage · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2012 · Amount on Record
Deed Sale	Aug 3, 2012 · Amount on Record
Prior Sale	Sep 1, 2005 · Amount on Record
Deed Document Number	2012457882
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3137 WILLOW TREE LN, ESCONDIDO, CA 92027-5344
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3137 WILLOW TREE LN, ESCONDIDO, CA 92027-5344

Mortgage

Document Number	0000275657
Date	Oct 3, 2025
Instrument	2025-0275657

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3137 WILLOW TREE LN, ESCONDIDO, CA 92027-5344
Transaction Type	Mortgage
Record Updated	Dec 5, 2022
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3137 WILLOW TREE LN, ESCONDIDO, CA 92027-5344

Mortgage

Document Number	0000446841
Date	Nov 22, 2022
Instrument	2022-0446841

Lender

Name	ESCONDIDO FCU
Type	Credit Union
Address	ESCONDIDO, CA 92025

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 28, 2037

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3137 WILLOW TREE LN, ESCONDIDO, CA 92027-5344
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3137 WILLOW TREE LN, ESCONDIDO, CA 92027-5344

Mortgage

Document Number	0000010486
Date	Jan 7, 2022
Instrument	2022-0010486

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$458,444 (+2%) Land $259,175 Building $199,269
2025	$5,678.00 (+4.01%) Homeowner's exemption	$449,456 (+4.04%) Land $254,094 Building $195,362
2023	$5,459.00 (+0.7%) Homeowner's exemption	$432,005 Land $244,228 Building $187,777
2022	$5,421.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 48% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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