3127 Vista del Rio, Fallbrook, CA 92028 Property Records

San Diego County property record for 3127 Vista del Rio, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,909 sqft · built 1978
Lot Size	3.55 acres (154,638 sqft)
Owner	2 Individual Names on Record
Last Sale	$849,000 (Jun 2018)
Tax Bill	$10,370 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Mar 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`102-521-13-00`

Property Details

APN / Parcel Number

Primary APN	`102-521-13-00`
Alternative APN	`1025202200`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,909 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	154,638 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces

Location & Zoning

Old Parcel Number	1025202200
Street Address	3127 VISTA DEL RIO
City	FALLBROOK
State	CA
Zip	92028-8436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	SEC 4-9-3W SEQ DOC77-18466 IN S H OF
Legal Range	03W
Legal Township	09
Legal Section	04
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	2
Census Block	2013
Census Tract	19001

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3127 VISTA DEL RIO, FALLBROOK, CA 92028-8436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2023	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Mar 5, 2020	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jun 5, 2018	Grant Deed, Transfer HOWARD Z BERMAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2018 · Amount on Record
Deed Sale	Jun 5, 2018 · Amount on Record
Prior Sale	Mar 24, 2014 · Amount on Record
Deed Document Number	2018227336
Prior Transfer Date	Jul 30, 2003
Prior Transfer Doc	0000951313
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3127 VISTA DEL RIO, FALLBROOK, CA 92028-8436
Transaction Type	Mortgage
Record Updated	Jan 25, 2023
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3127 VISTA DEL RIO, FALLBROOK, CA 92028-8436

Mortgage

Document Number	0000011385
Date	Jan 17, 2023
Instrument	2023-0011385

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3127 VISTA DEL RIO, FALLBROOK, CA 92028-8436
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000114835
Date	Mar 5, 2020
Instrument	2020-0114835

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 27, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 5, 2018
Property Address	3127 VISTA DEL RIO, FALLBROOK, CA 92028-8436
Document Number	0000227336
Instrument Date	May 22, 2018
Instrument	227336
Transaction Type	Transfer
Record Updated	Jun 19, 2018
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$933.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	860 VIA DE LA PAZ #F8 PACIFIC PALISADES CA 902723625, F8, PACIFIC PALISADES, CA 90272-3625

Mortgage

Document Number	227337
Date	Jun 5, 2018
Instrument	227337

Lender

Name	HOWARD Z BERMAN
Address	860 VIA DE LA PAZ # F8, PACIFIC PALISADES, CA 90272-3625

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$985,329 (+2%) Land $391,825 Building $593,504
2025	$10,370.00 (+5.26%) Homeowner's exemption	$966,010 (+4.04%) Land $384,143 Building $581,867
2023	$9,852.00 (-0.03%) Homeowner's exemption	$928,500 Land $369,227 Building $559,273
2022	$9,855.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 82% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALLBROOK PUD serves 35,237 people · EPA ID CA3710008
Water Source	Purchased surface water from several systems
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Southern California Telephone.

Cell Coverage

5G (outdoors only) and 4G LTE

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