3185 Vista del Rio, Fallbrook, CA 92028 Property Records

San Diego County property record for 3185 Vista del Rio, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,137 sqft · built 1976
Lot Size	5.11 acres (222,592 sqft)
Owner	2 Individual Names on Record
Last Sale	$565,000 (Aug 2019)
Tax Bill	$6,738 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`102-521-08-00`

Property Details

APN / Parcel Number

Primary APN	`102-521-08-00`
Alternative APN	`1025203700`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,137 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	222,592 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1025203700
Street Address	3185 VISTA DEL RIO
City	FALLBROOK
State	CA
Zip	92028-8436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 4 TR PM10290
Legal Subdivision	PARCEL MAP NO 10290
Legal Tract	10290
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	2
Census Block	2004
Census Tract	19001

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3185 VISTA DEL RIO, FALLBROOK, CA 92028-8436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · Line of Credit NEWREZ LLC
Jun 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage IXONIA BANK
Dec 10, 2020	Loan Modification, Mortgage · Conventional Mortgage NEW RESID'L MTG LLC
Aug 12, 2019	Affidavit of Death, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO
Aug 12, 2019	Grant Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2019 · Amount on Record
Deed Sale	Aug 12, 2019 · Amount on Record
Deed Document Number	2019338685
Prior Transfer Date	Feb 3, 2000
Prior Transfer Doc	0000059928
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3185 VISTA DEL RIO, FALLBROOK, CA 92028-8436
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3185 VISTA DEL RIO, FALLBROOK, CA 92028-8436

Mortgage

Document Number	0000316474
Date	Nov 10, 2025
Instrument	2025-0316474

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3185 VISTA DEL RIO, FALLBROOK, CA 92028-8436
Transaction Type	Mortgage
Record Updated	Jul 6, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3185 VISTA DEL RIO, FALLBROOK, CA 92028-8436

Mortgage

Document Number	0000463132
Date	Jun 25, 2021
Instrument	2021-0463132

Lender

Name	IXONIA BANK
Type	Bank
Address	WAUKESHA, WI 53186

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	3185 VISTA DEL RIO, FALLBROOK, CA 92028-8436
Document Number	0000025015
Instrument Date	Dec 10, 2020
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3185 VISTA DEL RIO FALLBROOK CA 920288436, FALLBROOK, CA 92028-8436

Mortgage

Document Number	0000025015
Date	Jan 13, 2021
Instrument	25015

Lender

Name	NEW RESID'L MTG LLC
Address	FLINT, MI 48501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	468 Months
Due	Jan 12, 2060

Interest

Rate Type	Fixed Rate
Rate	3%

August 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 12, 2019
Property Address	3185 VISTA DEL RIO, FALLBROOK, CA 92028-8436
Document Number	0000338684
Instrument Date	Aug 6, 2019
Instrument	338684
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1193 VIA SANTA PAULO VISTA CA 920816334, VISTA, CA 92081-6334

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 12, 2019
Property Address	3185 VISTA DEL RIO, FALLBROOK, CA 92028-8436
Document Number	0000338685
Map Reference	FILE 1980-244903
Instrument Date	Jul 17, 2019
Instrument	2019-0338685
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3185 VISTA DEL RIO, FALLBROOK, CA 92028-8436

Mortgage

Document Number	0000338686
Date	Aug 12, 2019
Instrument	2019-0338686

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$630,262 (+2%) Land $301,187 Building $329,075
2025	$6,738.00 (+2.39%)	$617,905 (+4.04%) Land $295,282 Building $322,623
2024	$6,581.00 (+2.17%)
2023	$6,441.00 (-0.05%)	$593,914 Land $283,817 Building $310,097
2022	$6,444.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 84% of California
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALLBROOK PUD serves 35,237 people · EPA ID CA3710008
Water Source	Purchased surface water from several systems
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Southern California Telephone.

Cell Coverage

5G (outdoors only) and 4G LTE

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