3127 Silvermill Loop, Land O Lakes, FL 34638 Property Records

Pasco County property record for 3127 Silvermill Loop, Land O Lakes, FL 34638

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,571 sqft · built 2006
Lot Size	0.142 acres (6,188 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Mar 2020)
Tax Bill	$4,418 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-26-18-0080-01000-0020`

Property Details

APN / Parcel Number

Primary APN	`23-26-18-0080-01000-0020`
Alternative APN	`1034710`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,571 sqft Living Area
Gross Area	3,192 sqft
1st Floor Area	1,931 sqft
Upper Floors Area	640 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,188 sqft (0.142 acres)
Garage Area	440 sqft
Driveway	Driveway
Driveway Area	536 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	181 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	1034710
Street Address	3127 SILVERMILL LOOP
City	LAND O LAKES
State	FL
Zip	34638-6071
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	STONEGATE PHASE 1 PB 56 PG 041 BLOCK 10 LOT 2
Legal Range	18E
Legal Township	26S
Legal Section	23
Legal Subdivision	STONEGATE
Legal Phase	1
Legal Tract	80
Legal Block	10
Legal Lot Number	2
Jurisdiction	PASCO FL
Township / Civil Division	NEW PORT RICHEY
Census Block Group	4
Census Block	4011
Census Tract	31604

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3127 SILVERMILL LOOP, LAND O LAKES, FL 34638-6071
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2020	Warranty Deed, Transfer · VA Mortgage IBERIABANK
Jan 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage 3127 SILVERMILL LOOP TR (CT)
Oct 4, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2020 · Amount on Record
Deed Sale	Mar 18, 2020 · Amount on Record
Prior Sale	Mar 16, 2015 · Amount on Record
Deed Document Number	2020047980
Deed Book / Page	10072 / 666
Record Updated	Jun 8, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Mar 18, 2020
Property Address	3127 SILVERMILL LOOP, LAND O LAKES, FL 34638-6071
Document Number	0100720666
Book / Page	010072 / 000666
Instrument Date	Mar 13, 2020
Instrument	47980
Transaction Type	Transfer
Record Updated	Jun 2, 2020
Title Company	PEER TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3127 SILVERMILL LOOP LAND O LAKES FL 346386071, LAND O LAKES, FL 34638-6071

Mortgage

Document Number	100720668
Date	Mar 18, 2020
Book Page	010072/000668
Instrument	47981

Lender

Name	IBERIABANK
Type	Bank
Address	LAFAYETTE, LA 70501

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 17, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	3127 SILVERMILL LOOP, LAND O LAKES, FL 34638-6071
Document Number	0100353315
Instrument Date	Jan 3, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	TRANS-NATIONAL TITLE, TIAGO NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7120 ARIZONA ST BROOKSVILLE FL 346048454, BROOKSVILLE, FL 34604-8454

Mortgage

Document Number	0100353315
Date	Jan 10, 2020
Book Page	010035/003315
Instrument	4492

Lender

Name	3127 SILVERMILL LOOP TR (CT)
Address	LUTZ, FL 33558

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	3127 SILVERMILL LOOP, LAND O LAKES, FL 34638-6071
Document Number	0096230228
Instrument Date	Oct 4, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3127 SILVERMILL LOOP LAND O LAKES FL 346386071, LAND O LAKES, FL 34638-6071

Mortgage

Document Number	0096230228
Date	Oct 24, 2017
Book Page	009623/000228
Instrument	167221

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,418.00 (+6.53%) Homeowner's exemption	$296,420 (+5.99%) Land $64,488 Building $231,932	$423,134 (+4.85%) Land $64,488 Building $358,646
2023	$4,147.00 (+11.39%) Additional exemption filed	$279,680 (+3%) Land $55,847 Building $223,833	$403,560 (+9.23%) Land $55,847 Building $347,713
2022	$3,723.00 Homeowner's exemption	$271,540 Land $46,559 Building $224,981	$369,443 Land $46,559 Building $322,884

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	33 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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