3126 Rosina Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3126 Rosina Ave, Covington, KY 41015

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,224 sqft · built 1959
Lot Size0.146 acres (6,350 sqft)
OwnerIndividual Name on File
Last Sale$115,000 (Mar 2017)
Tax Bill$1,921 (2025)
Deeds & MortgagesAug 2023 Mortgage
Mar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN056-11-08-035.00

Property Details

APN / Parcel Number

Primary APN056-11-08-035.00

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,224 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Exterior MaterialBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area6,350 sqft (0.146 acres)
Lot Dimensions127 ft deep x 50 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3126 ROSINA AVE
CityCOVINGTON
StateKY
Zip41015-1056
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHERRING DIV OF WILLIAMSON LOT 25 50'X 127 1/2' ES ROSINA NO OF LAKEVIEW PARK RESUB
Legal SubdivisionHERRING DIV OF WILLIAMSON
Legal Lot Number25
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2006
Census Tract61400

Owner

3126 Rosina Ave is owned and occupied by an individual who bought it in March 2017.

Source: Kenton County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address3126 ROSINA AVE, COVINGTON, KY 41015-1056
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2023Deed of Trust, Mortgage · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP
Mar 3, 2017Warranty Deed, Transfer
PARAMOUNT RESID'L MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 3, 2017 · Amount on File
Deed SaleMar 3, 2017 · Amount on File
Prior SaleJun 2, 2016 · Amount on File
Deed Document Number201703 03 059 00364
Deed Book / Page6108 / 114
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3126 ROSINA AVE, COVINGTON, KY 41015-1056
Transaction TypeMortgage
Record UpdatedJul 1, 2026
Title CompanyADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900030
DateAug 28, 2023
Book PageKCM 487/134
Instrument23082805900030
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2053

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMar 3, 2017
Property Address3126 ROSINA AVE, COVINGTON, KY 41015-1056
Document Number0000000364
Book / Page0C6108 / 000114
Instrument DateMar 1, 2017
Instrument364
Transaction TypeTransfer
Record UpdatedMay 17, 2017
Title CompanyPRIORITY NATIONAL TITLE SERVICES, PRIORITY NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$115.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3126 ROSINA AVE COVINGTON KY 410151056, COVINGTON, KY 41015-1056

Mortgage

Document Number365
DateMar 3, 2017
Book Page0C6108/000117
Instrument365
Lender
NamePARAMOUNT RESID'L MTG
TypeMortgage Company
AddressCORONA, CA 92879
Agreement
AmountAmount on Record
Term360 Months
DueMar 2, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3126 Rosina Ave was $1,921.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$145,000 (-) Land $10,000 Building $135,000$145,000 (-) Land $10,000 Building $135,000
2025$1,921.00$145,000 Land $5,000 Building $140,000$145,000 Land $5,000 Building $140,000
2023$1,931.00$145,000 Land $5,000 Building $140,000$145,000 Land $5,000 Building $140,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3126 Rosina Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3126 Rosina Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 691 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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