Kenton County property record for 2804 Rosina Ave, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 888 sqft · built 1958 |
| Lot Size | 0.203 acres (8,844 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,664 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Nov 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-11-08-031.00 |
| Primary APN | 056-11-08-031.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 888 sqft Finished Area |
| Gross Area | 960 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 8,844 sqft (0.203 acres) |
| Lot Dimensions | 132 ft deep x 67 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2804 ROSINA AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1052 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HERRING DIV OF WILLIAMSON LOT 29 67'X 132' E S ROSINA 45' S OF MILLDALE LD SUB |
| Legal Subdivision | HERRING DIV OF WILLIAMSON |
| Legal Lot Number | 29 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 61400 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2804 ROSINA AVE, COVINGTON, KY 41015-1052 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 18, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV |
| Aug 20, 2018 | Grant Deed, Transfer · FHA Mortgage POLARIS HM FNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2804 ROSINA AVE, COVINGTON, KY 41015-1052 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2804 ROSINA AVE, COVINGTON, KY 41015-1052 |
| Document Number | 0005900179 |
|---|---|
| Date | Nov 18, 2025 |
| Book Page | KCM 707/669 |
| Instrument | 25111805900179 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2804 ROSINA AVE, COVINGTON, KY 41015-1052 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0005900004 |
|---|---|
| Date | Nov 2, 2022 |
| Book Page | 418/752 |
| Instrument | 22110205900004 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2804 ROSINA AVE, COVINGTON, KY 41015-1052 |
| Document Number | 0000000074 |
| Instrument Date | Sep 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2804 ROSINA AVE COVINGTON KY 410151052, COVINGTON, KY 41015-1052 |
| Document Number | 0000000074 |
|---|---|
| Date | Nov 10, 2020 |
| Book Page | 00M123/000510 |
| Instrument | 74 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Nov 9, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 20, 2018 |
| Property Address | 2804 ROSINA AVE, COVINGTON, KY 41015-1052 |
| Document Number | 0000000218 |
| Book / Page | 0C6479 / 000339 |
| Instrument Date | Aug 20, 2018 |
| Instrument | 218 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2018 |
| Title Company | NORTHWEST TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $99.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2804 ROSINA AVE COVINGTON KY 410151052, COVINGTON, KY 41015-1052 |
| Document Number | 219 |
|---|---|
| Date | Aug 20, 2018 |
| Book Page | 0C6479/000342 |
| Instrument | 219 |
| Name | POLARIS HM FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | GRANDVILLE, MI 49418 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 19, 2048 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $125,600 (-) Land $10,000 Building $115,600 | $125,600 (-) Land $10,000 Building $115,600 | |
| 2025 | $1,664.00 (-0.48%) | $125,600 (-) Land $5,000 Building $120,600 | $125,600 (-) Land $5,000 Building $120,600 |
| 2023 | $1,672.00 | $125,600 Land $5,000 Building $120,600 | $125,600 Land $5,000 Building $120,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 691 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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