2806 Rosina Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 2806 Rosina Ave, Covington, KY 41015

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,296 sqft · built 1960
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$81,900 (Jul 1996)
Tax Bill$1,749 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN056-11-08-032.00

Property Details

APN / Parcel Number

Primary APN056-11-08-032.00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,296 sqft Finished Area
Gross Area1,392 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialBrick
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.19 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2806 ROSINA AVE
CityCOVINGTON
StateKY
Zip41015-1052
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHERRING DIV OF WILLIAMSON LOT 28
Legal SubdivisionHERRING DIV OF WILLIAMSON
Legal Lot Number28
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2006
Census Tract61400

Owner

2806 Rosina Ave is owned and occupied by two individuals who bought it in July 1996.

Source: Kenton County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address2806 ROSINA AVE, COVINGTON, KY 41015-1052
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 10, 1996 · Amount on File
Deed SaleJul 10, 1996 · Amount on File
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address2806 ROSINA AVE, COVINGTON, KY 41015-1052
Transaction TypeMortgage
Record UpdatedMar 17, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2806 ROSINA AVE, COVINGTON, KY 41015-1052

Mortgage

Document Number0000003664
DateFeb 24, 2026
Book Page736/678
Instrument26059000003664
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 2806 Rosina Ave was $1,749.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$132,000 (-) Land $10,000 Building $122,000$132,000 (-) Land $10,000 Building $122,000
2025$1,749.00$132,000 Land $5,000 Building $127,000$132,000 Land $5,000 Building $127,000
2023$1,758.00$132,000 Land $5,000 Building $127,000$132,000 Land $5,000 Building $127,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2806 Rosina Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2806 Rosina Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 691 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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