Kenton County property record for 3129 Rosina Ave, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,168 sqft · built 1925 |
| Lot Size | 0.091 acres (3,975 sqft) |
| Owner | Individual Name on File |
| Last Sale | $211,000 (Oct 2025) |
| Tax Bill | $1,855 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jan 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-11-07-037.01 |
| Primary APN | 056-11-07-037.01 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,168 sqft Finished Area |
| Gross Area | 1,264 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Lot Area | 3,975 sqft (0.091 acres) |
| Lot Dimensions | 159 ft deep x 25 ft wide |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 3129 ROSINA AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1055 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKEVIEW PARK 25' LOT 119 25'X 159' WS ROSINA |
| Legal Subdivision | LAKEVIEW PARK |
| Legal Lot Number | 119 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 61400 |
3129 Rosina Ave is owned and occupied by an individual who bought it in October 2025.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3129 ROSINA AVE, COVINGTON, KY 41015-1055 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 3, 2022 | Deed of Trust, Mortgage · Stand-Alone First Mortgage LEXINGTON-FAYETTE URBAN COUNTY GOV |
| Jan 3, 2022 | Deed of Trust, Mortgage · FHA Mortgage RUOFF MORTGAGE COMPANY INC |
| Oct 13, 2025 | Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jun 8, 2017 | Loan Modification, Mortgage · Conventional with PMI FIFTH THIRD BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 13, 2025 · Amount on File |
| Deed Sale | Oct 13, 2025 · Amount on File |
| Prior Sale | Dec 21, 2021 · Amount on File |
| Deed Document Number | 2025138 |
| Deed Book / Page | 367 / 948 |
| Prior Transfer Date | Oct 3, 2005 |
| Prior Transfer Doc | 0005900047 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3129 ROSINA AVE, COVINGTON, KY 41015-1055 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0005900070 |
|---|---|
| Date | Jan 3, 2022 |
| Book Page | 319/876 |
| Instrument | 22010305900070 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3129 ROSINA AVE, COVINGTON, KY 41015-1055 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0005900069 |
|---|---|
| Date | Jan 3, 2022 |
| Book Page | 319/860 |
| Instrument | 22010305900069 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 13, 2025 |
| Property Address | 3129 ROSINA AVE, COVINGTON, KY 41015-1055 |
| Document Number | 0005900138 |
| Book / Page | KC 367 / 948 |
| Map Reference | PL 238 |
| Instrument Date | Oct 3, 2025 |
| Instrument | 25101305900138 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 711 VALLEY TERA, COLD SPRING, KY 41076 |
| Name | Verified Name |
|---|---|
| Address | 3129 ROSINA AVE, COVINGTON, KY 41015-1055 |
| Document Number | 0005900139 |
|---|---|
| Date | Oct 13, 2025 |
| Instrument | 25101305900139 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3129 ROSINA AVE, COVINGTON, KY 41015-1055 |
| Document Number | 0000000199 |
| Instrument Date | Jun 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 3129 ROSINA AVE COVINGTON KY 410151055, COVINGTON, KY 41015-1055 |
| Document Number | 0000000199 |
|---|---|
| Date | Jun 28, 2017 |
| Book Page | 0C6190/000115 |
| Instrument | 199 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 27, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
The 2025 property tax bill for 3129 Rosina Ave was $1,855, up 0.8% from the year before.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $201,000 (+43.57%) Land $10,000 Building $191,000 | $201,000 (+43.57%) Land $10,000 Building $191,000 | |
| 2025 | $1,855.00 (+0.76%) | $140,000 (-) Land $5,000 Building $135,000 | $140,000 (-) Land $5,000 Building $135,000 |
| 2024 | $1,841.00 (-1.23%) | $140,000 (-) Land $5,000 Building $135,000 | $140,000 (-) Land $5,000 Building $135,000 |
| 2023 | $1,864.00 | $140,000 Land $5,000 Building $135,000 | $140,000 Land $5,000 Building $135,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3129 Rosina Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 3129 Rosina Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 691 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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