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3125 Wauseon Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3125 Wauseon Dr, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,080 sqft · built 2019
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$317,808 (Jun 2019)
Tax Bill$6,156 (2025)
Deeds & MortgagesJun 2019 Sale & Mortgage
May 2019 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN202631344300010270

Property Details

APN / Parcel Number

Primary APN202631344300010270

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,080 sqft Heated Area
Gross Area2,660 sqft
1st Floor Area2,080 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.139 acres)
Garage TypeFinished
Garage Area440 sqft
PorchOpen Porch
Porch Area140 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3125 WAUSEON DR
CitySAINT CLOUD
StateFL
Zip34772-8967
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHANOVER LAKES PH 1 PB 27 PGS 18-23 LOT 27
Legal Range31E
Legal Township26S
Legal Section20
Legal SubdivisionHANOVER LAKES
Legal Phase1
Legal Tract3443
Legal Lot Number27
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1041
Census Tract43301

Owner

Source: Osceola County records · APN 202631344300010270

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3125 WAUSEON DR, SAINT CLOUD, FL 34772-8967
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 20, 2019Special Warranty Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE INC
May 10, 2019Loan Modification, Mortgage · Line of Credit
AMERICAN MOMENTUM BK
Jan 23, 2019Grant Deed, Transfer
OTHER

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 20, 2019 · Amount on Record
Deed SaleJun 20, 2019 · Amount on Record
Deed Document Number2019079571
Deed Book / Page5544 / 1770
Record UpdatedJun 08, 2026

June 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 20, 2019
Property Address3125 WAUSEON DR, SAINT CLOUD, FL 34772-8967
Document Number0055441770
Book / Page5544 / 1770
Map ReferenceMB 27 PG 18-23
Instrument DateJun 13, 2019
Instrument2019079571
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyTRINITY TTL CO OF CTRL FL LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,225.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address605 COMMONWEALTH AVE, 605, ORLANDO, FL 32803-5223

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3125 WAUSEON DR, SAINT CLOUD, FL 34772-8967

Mortgage

Document Number0055441772
DateJun 20, 2019
Instrument5544/1772
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2049

May 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Recording DateMay 10, 2019
Property Address3125 WAUSEON DR, SAINT CLOUD, FL 34772-8967
Document Number0055221306
Book / Page005522 / 001306
Instrument DateMay 10, 2019
Instrument60573
Transaction TypeMortgage
Record UpdatedMay 31, 2019
Title CompanyTRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address605 COMMONWEALTH AVE ORLANDO FL 328035223, ORLANDO, FL 32803-5223

Mortgage

Document Number55221306
DateMay 10, 2019
Book Page005522/001306
Instrument60573
Lender
NameAMERICAN MOMENTUM BK
TypeBank
Address500 S WASHINGTON BLVD # 3RD, SARASOTA, FL 34236-7139
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateJan 23, 2019
Property Address3125 WAUSEON DR, SAINT CLOUD, FL 34772-8967
Document Number0054662840
Book / Page005466 / 002840
Instrument DateJan 23, 2019
Instrument9530
Transaction TypeTransfer
Record UpdatedFeb 11, 2019
Title CompanyOTHER

Transaction

AmountAmount Recorded
Tax$4,892.30
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address605 COMMONWEALTH AVE ORLANDO FL 328035223, ORLANDO, FL 32803-5223

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,156.00 (+6.51%) Homeowner's exemption$296,981 (+5.99%)$390,300 (+1.32%) Land $100,000 Building $290,300
2023$5,780.00 (+2.56%) Homeowner's exemption$280,206 (+3%)$385,200 (+20.53%) Land $95,000 Building $290,200
2022$5,636.00 Homeowner's exemption$272,045$319,600 Land $80,000 Building $239,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 173 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies173 in force
Nearby Flood Claims14 (1987–2022)
Claims Outside the SFHA2 of 14
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 8 claims

Wildfire

Wildfire RiskModerate
above 55% of the US · lower than 73% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

May also be available: Lumen Technologies, Verizon.

Based on FCC filings for 147 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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