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3128 Wauseon Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3128 Wauseon Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,580 sqft · built 2019
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$314,100 (Dec 2019)
Tax Bill$6,059 (2025)
Deeds & MortgagesNov 2023 Mortgage
Feb 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN202631344300010860

Property Details

APN / Parcel Number

Primary APN202631344300010860

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,580 sqft Heated Area
Gross Area3,191 sqft
1st Floor Area1,132 sqft
Upper Floors Area1,448 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.139 acres)
Garage TypeFinished
Garage Area441 sqft
PorchOpen Porch
Porch Area170 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address3128 WAUSEON DR
CitySAINT CLOUD
StateFL
Zip34772-8968
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHANOVER LAKES PH 1 PB 27 PGS 18-23 LOT 86
Legal Range31E
Legal Township26S
Legal Section20
Legal SubdivisionHANOVER LAKES
Legal Phase1
Legal Tract3443
Legal Lot Number86
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1041
Census Tract43301

Owner

Source: Osceola County records · APN 202631344300010860

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3128 WAUSEON DR, SAINT CLOUD, FL 34772-8968
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 01, 2023Deed of Trust, Mortgage · FHA Mortgage
MIDFIRST BANK
Feb 17, 2022Deed of Trust, Mortgage · FHA Mortgage
MIDLAND MORTGAGE
May 11, 2021Deed of Trust, Mortgage · FHA Mortgage
MIDLAND MORTGAGE
Dec 30, 2019Grant Deed, Transfer · FHA Mortgage
CALIBER HM LOANS
Jun 26, 2019Grant Deed, Transfer
TRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 30, 2019 · Amount on Record
Deed SaleDec 30, 2019 · Amount on Record
Deed Document Number2019168329
Deed Book / Page5648 / 2642
Record UpdatedJun 08, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3128 WAUSEON DR, SAINT CLOUD, FL 34772-8968
Transaction TypeMortgage
Record UpdatedNov 17, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3128 WAUSEON DR, SAINT CLOUD, FL 34772-8968

Mortgage

Document Number0064981969
DateNov 01, 2023
Book Page6498/1969
Instrument2023144088
Lender
NameMIDFIRST BANK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term351 Months
DueFeb 01, 2053

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3128 WAUSEON DR, SAINT CLOUD, FL 34772-8968
Transaction TypeMortgage
Record UpdatedMar 07, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address3128 WAUSEON DR, SAINT CLOUD, FL 34772-8968

Mortgage

Document Number0061530107
DateFeb 17, 2022
Book Page6153/107
Instrument2022026800
Lender
NameMIDLAND MORTGAGE
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2052

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3128 WAUSEON DR, SAINT CLOUD, FL 34772-8968
Transaction TypeMortgage
Record UpdatedFeb 08, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address3128 WAUSEON DR, SAINT CLOUD, FL 34772-8968

Mortgage

Document Number0059551634
DateMay 11, 2021
Book Page5955/1634
Instrument2021072312
Lender
NameMIDLAND MORTGAGE
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term344 Months
DueJan 01, 2050

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateDec 30, 2019
Property Address3128 WAUSEON DR, SAINT CLOUD, FL 34772-8968
Document Number0056482642
Book / Page005648 / 002642
Instrument DateDec 19, 2019
Instrument168329
Transaction TypeTransfer
Record UpdatedJan 27, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,197.70
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3128 WAUSEON DR ST CLOUD FL 347728968, ST CLOUD, FL 34772-8968

Mortgage

Document Number56482644
DateDec 30, 2019
Book Page005648/002644
Instrument168330
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 29, 2049

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateJun 26, 2019
Property Address3128 WAUSEON DR, SAINT CLOUD, FL 34772-8968
Document Number0055471664
Book / Page005547 / 001664
Instrument DateJun 26, 2019
Instrument82350
Transaction TypeTransfer
Record UpdatedJul 11, 2019
Title CompanyTRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC

Transaction

AmountAmount Recorded
Tax$4,234.30
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address605 COMMONWEALTH AVE ORLANDO FL 328035223, ORLANDO, FL 32803-5223
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,059.00 (+6.88%) Homeowner's exemption$311,687 (+5.99%)$393,800 (+0.46%) Land $75,000 Building $318,800
2023$5,669.00 (+2.74%) Homeowner's exemption$294,081 (+3%)$392,000 (+16.74%) Land $70,000 Building $322,000
2022$5,518.00 Homeowner's exemption$285,516$335,800 Land $60,000 Building $275,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 55% of the US · above 26% of Florida
Wildfire LikelihoodAbout 1 in 641 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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