3116 Wauseon Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3116 Wauseon Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2021
Square Footage2,080 sqft Heated Area
Lot Size6,098 sqft (0.139 acres)
OccupancyOwner Occupied
Last Sale$325,598 (2021)
Tax Bill$6,344.00 (2025)

Property Details

APN / Parcel Number

Primary APN202631344300010890

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,080 sqft Heated Area
Gross Area2,660 sqft Gross Area
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2021
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,098 sqft (0.139 acres)
Garage TypeFinished Garage
PorchOpen Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3116 WAUSEON DR
CitySAINT CLOUD
StateFL
Zip34772-8968
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHANOVER LAKES PH 1 PB 27 PGS 18-23 LOT 89
Legal Range31E
Legal Township26S
Legal Section20
Legal SubdivisionHANOVER LAKES
Legal Phase1
Legal Tract3443
Legal Lot Number89
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1041
Census Tract43301

Owner

Source: Osceola County records · APN 202631344300010890

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3116 WAUSEON DR, SAINT CLOUD, FL 34772-8968
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 16, 2024Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jun 20, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Mar 06, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
CORELOGIC SOLEX
Aug 19, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
CORELOGIC SOLEX
Jun 07, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
LOANCARE LLC
Feb 05, 2021Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
AMERICAN BANCSHARES MORTGAGE LLC
Aug 19, 2020Loan Modification, Mortgage · Line of Credit
AMERICAN MOMENTUM BK
Apr 24, 2020Grant Deed, Transfer
TRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 05, 2021 · Amount on Record
Deed SaleFeb 05, 2021 · Amount on Record
Prior SaleApr 24, 2020 · Amount on Record
Deed Doc Number2021017549
Deed Book / Page5886 / 533
Record RefreshedJun 08, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3116 WAUSEON DR, SAINT CLOUD, FL 34772-8968
Transaction TypeMortgage
Record UpdatedJan 31, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3116 WAUSEON DR, SAINT CLOUD, FL 34772-8968

Mortgage

Document Number0065340154
DateJan 16, 2024
Book Page6534/154
Instrument2024005762
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term325 Months
DueFeb 01, 2051

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3116 WAUSEON DR, SAINT CLOUD, FL 34772-8968
Transaction TypeMortgage
Record UpdatedJul 03, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3116 WAUSEON DR, SAINT CLOUD, FL 34772-8968

Mortgage

Document Number0064271434
DateJun 20, 2023
Book Page6427/1434
Instrument2023079319
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term332 Months
DueFeb 01, 2051

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3116 WAUSEON DR, SAINT CLOUD, FL 34772-8968
Transaction TypeMortgage
Record UpdatedMar 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3116 WAUSEON DR, SAINT CLOUD, FL 34772-8968

Mortgage

Document Number0063670937
DateMar 06, 2023
Book Page6367/937
Instrument2023026024
Lender
NameCORELOGIC SOLEX
TypeNon-Lending Institution
AddressFORT LAUDERDALE, FL 33323
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term335 Months
DueFeb 01, 2051

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3116 WAUSEON DR, SAINT CLOUD, FL 34772-8968
Transaction TypeMortgage
Record UpdatedJan 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3116 WAUSEON DR, SAINT CLOUD, FL 34772-8968

Mortgage

Document Number0060260539
DateAug 19, 2021
Book Page6026/539
Instrument2021128908
Lender
NameCORELOGIC SOLEX
TypeNon-Lending Institution
AddressFORT LAUDERDALE, FL 33325
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term354 Months
DueFeb 01, 2051

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3116 WAUSEON DR, SAINT CLOUD, FL 34772-8968
Transaction TypeMortgage
Record UpdatedJan 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address316 WAUSEON DRIVE, SAINT CLOUD, FL 34772

Mortgage

Document Number0062280804
DateJun 07, 2022
Book Page6228/804
Instrument2022088576
Lender
NameLOANCARE LLC
TypeNon-Lending Institution
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term344 Months
DueFeb 01, 2051

February 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 05, 2021
Property Address3116 WAUSEON DR, SAINT CLOUD, FL 34772-8968
Document Number0058860533
Book / Page5886 / 533
Map ReferenceMB 27 PG 18-23
Instrument DateJan 29, 2021
Instrument2021017549
Transaction TypeTransfer
Record UpdatedJan 10, 2023
Title CompanyTRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TTL CO OF CTRL FL LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,279.20
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address605 COMMONWEALTH AVE, ORLANDO, FL 32803-5223

Transferred To (Grantee/Buyer)

NameVerified Name
Address3116 WAUSEON DR, SAINT CLOUD, FL 34772-8968

Mortgage

Document Number0005886535
DateFeb 05, 2021
Instrument5886/535
Lender
NameAMERICAN BANCSHARES MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2051

August 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address3116 WAUSEON DR, SAINT CLOUD, FL 34772-8968
Document Number0057770734
Instrument DateAug 19, 2020
Transaction TypeMortgage
Record UpdatedSep 25, 2020
Title CompanyTRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address605 COMMONWEALTH AVE ORLANDO FL 328035223, ORLANDO, FL 32803-5223

Mortgage

Document Number0057770734
DateAug 19, 2020
Book Page005777/000734
Instrument109472
Lender
NameAMERICAN MOMENTUM BK
TypeBank
Address500 S WASHINGTON BLVD # 3RD, SARASOTA, FL 34236-7139
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateApr 24, 2020
Property Address3116 WAUSEON DR, SAINT CLOUD, FL 34772-8968
Document Number0057131575
Book / Page005713 / 001575
Instrument DateApr 24, 2020
Instrument56667
Transaction TypeTransfer
Record UpdatedJun 24, 2020
Title CompanyTRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC

Transaction

AmountAmount Recorded
Tax$1,118.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address605 COMMONWEALTH AVE ORLANDO FL 328035223, ORLANDO, FL 32803-5223
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,344.00 (+6.8%) Homeowner's exemption$327,608 (+5.99%)$352,600 (+0.74%) Land $75,000 Building $277,600
2023$5,940.00 (+2.75%) Homeowner's exemption$309,103 (+3%)$350,000 (+16.63%) Land $70,000 Building $280,000
2022$5,781.00 Homeowner's exemption$300,100 Land $60,000 Building $240,100$300,100 Land $60,000 Building $240,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 61% of the US · above 35% of Florida
Wildfire LikelihoodAbout 1 in 508 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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