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3129 Wauseon Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3129 Wauseon Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,492 sqft · built 2019
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Last Sale$351,500 (Jul 2019)
Tax Bill$6,734 (2025)
Deeds & MortgagesJul 2023 Line of Credit
Jul 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN202631344300010280

Property Details

APN / Parcel Number

Primary APN202631344300010280

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,492 sqft Heated Area
Gross Area3,074 sqft
1st Floor Area1,988 sqft
Upper Floors Area504 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Garage TypeFinished
Garage Area437 sqft

Exterior Amenities

PorchOpen Porch
Porch Area145 sqft
Deck Area144 sqft
Boat AccessBoat Access
Boat House300 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3129 WAUSEON DR
CitySAINT CLOUD
StateFL
Zip34772-8967
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHANOVER LAKES PH 1 PB 27 PGS 18-23 LOT 28
Legal Range31E
Legal Township26S
Legal Section20
Legal SubdivisionHANOVER LAKES
Legal Phase1
Legal Tract3443
Legal Lot Number28
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1041
Census Tract43301

Owner

Source: Osceola County records · APN 202631344300010280

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3129 WAUSEON DR, SAINT CLOUD, FL 34772-8967
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 05, 2023Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
Jul 08, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN BANCSHARES MORTGAGE LLC
Jul 01, 2019Special Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE INC
May 10, 2019Loan Modification, Mortgage · Line of Credit
AMERICAN MOMENTUM BK
Dec 19, 2018Grant Deed, Transfer
OTHER

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 01, 2019 · Amount on Record
Deed SaleJul 01, 2019 · Amount on Record
Deed Document Number2019084681
Deed Book / Page5549 / 2940
Record UpdatedJun 08, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3129 WAUSEON DR, SAINT CLOUD, FL 34772-8967
Transaction TypeMortgage
Record UpdatedJul 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3129 WAUSEON DR, SAINT CLOUD, FL 34772-8967

Mortgage

Document Number0064350498
DateJul 05, 2023
Book Page6435/498
Instrument2023086072
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueJun 23, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3129 WAUSEON DR, SAINT CLOUD, FL 34772-8967
Transaction TypeMortgage
Record UpdatedMay 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057510630
DateJul 08, 2020
Book Page5751/630
Instrument2020088103
Lender
NameAMERICAN BANCSHARES MORTGAGE LLC
TypeMortgage Company
AddressHIALEAH, FL 33016
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

July 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 01, 2019
Property Address3129 WAUSEON DR, SAINT CLOUD, FL 34772-8967
Document Number0055492940
Book / Page5549 / 2940
Map ReferenceMB 27 PG 18-23
Instrument DateJun 27, 2019
Instrument2019084681
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyTRINITY TTL CO OF CTRL FL LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,460.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address805 COMMONWEALTH AVENUE, 805, ORLANDO, FL 32803

Transferred To (Grantee/Buyer)

NameVerified Name
Address3129 WAUSEON DR, SAINT CLOUD, FL 34772-8967

Mortgage

Document Number0055492942
DateJul 01, 2019
Instrument5549/2942
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2049

May 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Recording DateMay 10, 2019
Property Address3129 WAUSEON DR, SAINT CLOUD, FL 34772-8967
Document Number0055221306
Book / Page005522 / 001306
Instrument DateMay 10, 2019
Instrument60573
Transaction TypeMortgage
Record UpdatedMay 31, 2019
Title CompanyTRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address605 COMMONWEALTH AVE ORLANDO FL 328035223, ORLANDO, FL 32803-5223

Mortgage

Document Number55221306
DateMay 10, 2019
Book Page005522/001306
Instrument60573
Lender
NameAMERICAN MOMENTUM BK
TypeBank
Address500 S WASHINGTON BLVD # 3RD, SARASOTA, FL 34236-7139
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

December 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateDec 19, 2018
Property Address3129 WAUSEON DR, SAINT CLOUD, FL 34772-8967
Document Number0054520259
Book / Page005452 / 000259
Instrument DateDec 18, 2018
Instrument185516
Transaction TypeTransfer
Record UpdatedJan 14, 2019
Title CompanyOTHER

Transaction

AmountAmount Recorded
Tax$3,824.10
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address605 COMMONWEALTH AVE ORLANDO FL 328035223, ORLANDO, FL 32803-5223
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,734.00 (+6.42%) Homeowner's exemption$329,277 (+5.99%)$432,300 (+1.08%) Land $100,000 Building $332,300
2023$6,328.00 (+4.42%) Homeowner's exemption$310,678 (+5.1%)$427,700 (+22.48%) Land $95,000 Building $332,700
2022$6,060.00 Homeowner's exemption$295,610$349,200 Land $80,000 Building $269,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskModerate
above 55% of the US · above 26% of Florida
Wildfire LikelihoodAbout 1 in 641 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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