3122 Kettering Rd, River Falls, WI 54022 Property Records

St. Croix County property record for 3122 Kettering Rd, River Falls, WI 54022 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.244 acres (10,672 sqft)
Owner	Individual Name on File
Last Sale	$454,900 (Jun 2023)
Tax Bill	$6,157 (2025)
Deeds & Mortgages	Jun 2023 Sale Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`276-1164-05-000`

Property Details

APN / Parcel Number

Primary APN	`276-1164-05-000`
Alternative APN	`24.28.19.1607`

Exterior

Lot Area	10,672 sqft (0.244 acres)

Location & Zoning

Street Address	3122 KETTERING RD
City	RIVER FALLS
State	WI
Zip	54022-5798
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 24 T28N R19W SE SW PLAT STERLING PONDS 3RD ADDN BLOCK 1 LOT 26
Legal Subdivision	STERLING PONDS
Legal Block	1
Legal Lot Number	26
Jurisdiction	ST CROIX WI
Township / Civil Division	RIVER FALLS
Census Block Group	1
Census Block	1030
Census Tract	120901

Owner

Source: St. Croix County records · APN 276-1164-05-000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3122 KETTERING RD, RIVER FALLS, WI 54022-5798
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 07, 2023	Warranty Deed, Transfer
Jun 01, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WATERSTONE MORTGAGE
Nov 23, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 07, 2023 · Amount on Record
Deed Sale	Jun 07, 2023 · Amount on Record
Prior Sale	Jun 01, 2022 · Amount on Record
Deed Document Number	1167595
Record Updated	Jun 08, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Jun 07, 2023
Property Address	3122 KETTERING RD, RIVER FALLS, WI 54022-5798
Document Number	0001167595
Instrument Date	May 24, 2023
Instrument	1167595
Transaction Type	Transfer
Record Updated	Mar 07, 2024

Transaction

Amount	Amount Recorded
Tax	$1,364.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

June 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Jun 01, 2022
Property Address	3122 KETTERING RD, RIVER FALLS, WI 54022-5798
Document Number	0001153917
Instrument Date	May 31, 2022
Instrument	1153917
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 07, 2024
Title Company	LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,367.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001153918
Date	Jun 01, 2022
Instrument	1153918

Lender

Name	WATERSTONE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Nov 23, 2021
Property Address	3122 KETTERING RD, RIVER FALLS, WI 54022-5798
Document Number	0001143844
Instrument Date	Nov 17, 2021
Instrument	1143844
Transaction Type	Transfer
Record Updated	Mar 07, 2024

Transaction

Amount	Amount Recorded
Tax	$180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: St. Croix County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
Municipality	River Falls City
Unified School District	River Falls School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,157.00 (+1.67%) Homeowner's exemption	$452,200 (+25.54%) Land $81,100 Building $371,100	$452,200 (+25.54%) Land $81,100 Building $371,100
2023	$6,056.00 (+617.54%)	$360,200 (+610.45%) Land $50,700 Building $309,500	$360,200 (+610.45%) Land $50,700 Building $309,500
2022	$844.00	$50,700 Land $50,700	$50,700 Land $50,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Croix County (55109C), updated April 1, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 551091209011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1998–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2020, river or lake flooding

Wildfire

Wildfire Risk	Low above 6% of the US · above 16% of Wisconsin
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 168 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Baldwin Telecom. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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