St. Croix County property record for 3125 Kettering Rd, River Falls, WI 54022 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 10,934 sqft (0.251 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $549,900 (2023) |
| Tax Bill | $7,494.00 (2025) |
| Primary APN | 276-1164-11-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 10,934 sqft (0.251 acres) |
|---|
| Street Address | 3125 KETTERING RD |
|---|---|
| City | RIVER FALLS |
| State | WI |
| Zip | 54022-5798 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SEC 24 T28N R19W SE SW PLAT STERLING PONDS 3RD ADDN BLOCK 7 LOT 16 |
| Legal Subdivision | STERLING PONDS |
| Legal Block | 7 |
| Legal Lot Number | 16 |
| Jurisdiction | ST CROIX WI |
| Minor Civil Division | RIVER FALLS |
| Census Blockgroup | 1 |
| Census Block | 1030 |
| Census Tract | 120901 |
Source: St. Croix County records · APN 276-1164-11-000
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3125 KETTERING RD, RIVER FALLS, WI 54022-5798 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 25, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WATERSTONE MORTGAGE |
| Mar 01, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 25, 2023 · Amount on Record |
| Deed Sale | May 25, 2023 · Amount on Record |
| Prior Sale | Mar 01, 2022 · Amount on Record |
| Deed Doc Number | 1167123 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CROIX WI |
| Recording Date | May 25, 2023 |
| Property Address | 3125 KETTERING RD, RIVER FALLS, WI 54022-5798 |
| Document Number | 0001167123 |
| Instrument Date | May 24, 2023 |
| Instrument | 1167123 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 07, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,649.70 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Document Number | 0001167124 |
|---|---|
| Date | May 25, 2023 |
| Instrument | 1167124 |
| Name | WATERSTONE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CROIX WI |
| Recording Date | Mar 01, 2022 |
| Property Address | 3125 KETTERING RD, RIVER FALLS, WI 54022-5798 |
| Document Number | 0001149255 |
| Instrument Date | Feb 16, 2022 |
| Instrument | 1149255 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: St. Croix County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | St. Croix County |
| Municipality | River Falls City |
| Unified School District | River Falls School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,494.00 (+4.36%) Homeowner's exemption | $546,600 (+28.16%) Land $81,500 Building $465,100 | $546,600 (+28.16%) Land $81,500 Building $465,100 |
| 2023 | $7,181.00 (+746.82%) | $426,500 (+737.92%) Land $50,900 Building $375,600 | $426,500 (+737.92%) Land $50,900 Building $375,600 |
| 2022 | $848.00 | $50,900 Land $50,900 | $50,900 Land $50,900 |
3125 Kettering Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · St. Croix County (55109C), updated April 1, 2016
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 6th percentile of exposed land nationally · 16th in Wisconsin |
|---|---|
| Wildfire Likelihood | Low — about 1 in 7,692 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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