St. Croix County property record for 3114 Kettering Rd, River Falls, WI 54022
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.308 acres (13,460 sqft) |
| Owner | Individual Name on File |
| Last Sale | $515,000 (Jul 2024) |
| Tax Bill | $7,046 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Jun 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 276-1164-06-000 |
| Primary APN | 276-1164-06-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 13,460 sqft (0.308 acres) |
|---|
| Street Address | 3114 KETTERING RD |
|---|---|
| City | RIVER FALLS |
| State | WI |
| Zip | 54022-5798 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 24 T28N R19W SE SW PLAT STERLING PONDS 3RD ADDN BLOCK 1 LOT 27 |
| Legal Subdivision | STERLING PONDS |
| Legal Block | 1 |
| Legal Lot Number | 27 |
| Jurisdiction | ST CROIX WI |
| Township / Civil Division | RIVER FALLS |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 120901 |
Source: St. Croix County records · APN 276-1164-06-000
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3114 KETTERING RD, RIVER FALLS, WI 54022-5798 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2021 | Warranty Deed, Subdivision Related Transfer · VA Mortgage WATERSTONE MORTGAGE |
| Jun 09, 2021 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 09, 2024 · Amount on Record |
| Deed Sale | Jul 09, 2024 · Amount on Record |
| Prior Sale | Dec 29, 2021 · Amount on Record |
| Deed Document Number | 1180783 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CROIX WI |
| Recording Date | Dec 29, 2021 |
| Property Address | 3114 KETTERING RD, RIVER FALLS, WI 54022-5798 |
| Document Number | 0001146019 |
| Instrument Date | Dec 27, 2021 |
| Instrument | 1146019 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 04, 2023 |
| Title Company | LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,425.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0001146020 |
|---|---|
| Date | Dec 29, 2021 |
| Instrument | 1146020 |
| Name | WATERSTONE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CROIX WI |
| Recording Date | Jun 09, 2021 |
| Property Address | 3114 KETTERING RD, RIVER FALLS, WI 54022-5798 |
| Document Number | 0001132015 |
| Instrument Date | Jun 01, 2021 |
| Instrument | 1132015 |
| Transaction Type | Transfer |
| Record Updated | Aug 04, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,296.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: St. Croix County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | St. Croix County |
| Municipality | River Falls City |
| Unified School District | River Falls School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,046.00 (-3.52%) Homeowner's exemption | $515,000 (+15.29%) Land $85,500 Building $429,500 | $515,000 (+15.29%) Land $85,500 Building $429,500 |
| 2023 | $7,303.00 Homeowner's exemption | $446,700 Land $53,400 Building $393,300 | $446,700 Land $53,400 Building $393,300 |
Source: FEMA National Flood Hazard Layer as of April 1, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1998–2020) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 2020 · river or lake flooding |
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Baldwin Telecom.
Based on FCC filings for 168 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RIVER FALLS WATERWORKS serves 16,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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