3093 Kettering Rd, River Falls, WI 54022 Property Records

St. Croix County property record for 3093 Kettering Rd, River Falls, WI 54022

Property Summary

Property Type	Single Family Home
Lot Size	0.233 acres (10,149 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,000 (Apr 2024)
Tax Bill	$6,666 (2026)
Deeds & Mortgages	Apr 2024 Sale Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`276-1164-15-000`

Property Details

APN / Parcel Number

Primary APN	`276-1164-15-000`
Alternative APN	`24.28.19.1617`

Exterior

Lot Area	10,149 sqft (0.233 acres)

Location & Zoning

Street Address	3093 KETTERING RD
City	RIVER FALLS
State	WI
Zip	54022-5607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 24 T28N R19W SE SW PLAT STERLING PONDS 3RD ADDN BLOCK 7 LOT 20
Legal Range	19W
Legal Township	28N
Legal Section	24
Legal Subdivision	STERLING PONDS
Legal Block	7
Legal Lot Number	20
Jurisdiction	ST CROIX WI
Township / Civil Division	RIVER FALLS
Census Block Group	1
Census Block	1030
Census Tract	120901

Owner

Source: St. Croix County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3093 KETTERING RD, RIVER FALLS, WI 54022-5607
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Quit Claim Deed, Transfer Quitclaim
Apr 20, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CARDINAL FINANCIAL CO
Jun 9, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2024 · Amount on Record
Deed Sale	Apr 3, 2024 · Amount on Record
Prior Sale	Apr 20, 2022
Deed Document Number	20241177353
Prior Transfer Date	Apr 2, 2024
Prior Transfer Doc	0001177353
Record Updated	Oct 29, 2026

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CROIX WI
Recording Date	Apr 3, 2024
Property Address	3093 KETTERING RD, RIVER FALLS, WI 54022-5607
Document Number	0001177353
Instrument Date	Apr 2, 2024
Instrument	1177353
Transaction Type	Transfer
Record Updated	May 1, 2024

Transaction

Amount	Amount Recorded
Tax	$135.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3093 KETTERING RD, RIVER FALLS, WI 54022-5607

April 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Apr 20, 2022
Property Address	3093 KETTERING RD, RIVER FALLS, WI 54022-5607
Document Number	0001151775
Instrument Date	Apr 15, 2022
Instrument	1151775
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 4, 2023
Title Company	LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,289.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0001151776
Date	Apr 20, 2022
Instrument	1151776

Lender

Name	CARDINAL FINANCIAL CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Jun 9, 2021
Property Address	3093 KETTERING RD, RIVER FALLS, WI 54022-5607
Document Number	0001132015
Instrument Date	Jun 1, 2021
Instrument	1132015
Transaction Type	Transfer
Record Updated	Aug 4, 2023

Transaction

Amount	Amount Recorded
Tax	$1,296.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
Municipality	River Falls City
Unified School District	River Falls School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,666.00 (+0.02%) Homeowner's exemption
2025	$6,665.00 (+21.51%) Homeowner's exemption	$488,100 (+43.73%) Land $80,200 Building $407,900	$488,100 (+43.73%) Land $80,200 Building $407,900
2023	$5,485.00 Homeowner's exemption	$339,600 Land $50,100 Building $289,500	$339,600 Land $50,100 Building $289,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1998–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVER FALLS WATERWORKS serves 16,000 people · EPA ID WI6480246
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Baldwin Telecom.

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