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3122 Drema Dr, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3122 Drema Dr, Saint Cloud, FL 34769 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2017
Square Footage1,502 sqft Living Area
Lot Size7,405 sqft (0.17 acres)
OccupancyOwner Occupied
Last Sale$207,600 (2017)
Tax Bill$5,152.00 (2024)

Property Details

APN / Parcel Number

Primary APN14-26-30-0859-0001-0110
Alternative APN
  • 263014085900010110

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,502 sqft Living Area
Gross Area1,952 sqft Gross Area
1st Floor1,502 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,405 sqft (0.17 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area420 sqft Garage
Patio Area128 sqft Patio
Porch Area30 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3122 DREMA DR
CitySAINT CLOUD
StateFL
Zip34769-5527
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLORRAINE ESTATES PH 6 PB 24 PG 155 LOT 11
Legal Range30E
Legal Township26S
Legal Section14
Legal SubdivisionLORRAINE ESTATES PH 6
Legal Phase6
Legal Tract859
Legal Block110
Legal Lot Number11
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2019
Census Tract43303

Owner

Source: Osceola County records · APN 14-26-30-0859-0001-0110

Assessment roll updated November 26, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3122 DREMA DR, SAINT CLOUD, FL 34769-5527
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Feb 22, 2017Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 22, 2017 · Amount on Record
Deed SaleFeb 22, 2017 · Amount on Record
Deed Doc Number201728928
Deed Book / Page5106 / 910
Last Transfer DateApr 24, 2026
Transfer Doc0000054704
Record RefreshedSep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateApr 24, 2026
Property Address3122 DREMA DR, SAINT CLOUD, FL 34769-5527
Document Number0000054704
Book / Page6960 / 2861
Instrument DateApr 24, 2026
Instrument202654704
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3122 DREMA DR, SAINT CLOUD, FL 34769-5527

February 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 22, 2017
Property Address3122 DREMA DR, SAINT CLOUD, FL 34769-5527
Document Number0051060910
Book / Page5106 / 0910
Map ReferenceMB24 PG155
Instrument DateFeb 15, 2017
Instrument2017028928
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 08, 2022
Title CompanyOSCEOLA TITLE INS AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,453.20
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1136 NEW YORK AVE, 1136, SAINT CLOUD, FL 34769-3782

Transferred To (Grantee/Buyer)

NameVerified Name
Address3122 DREMA DR, SAINT CLOUD, FL 34769-5527

Mortgage

Document Number0051060912
DateFeb 22, 2017
Instrument5106/0912
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,245.00 (+1.81%) Homeowner's exemption$207,846 (+5.99%)$290,700 (+4.19%) Land $67,000 Building $223,700
2024$5,152.00 (+1.52%)
2023$5,075.00 (+2.03%) Homeowner's exemption$196,106 (+3%)$279,000 (+18.22%) Land $60,000 Building $219,000
2022$4,974.00 Homeowner's exemption$190,395$236,000 Land $50,000 Building $186,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 54% of the US · above 25% of Florida
Wildfire LikelihoodAbout 1 in 694 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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