3121 Drema Dr, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3121 Drema Dr, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2017
Square Footage1,895 sqft Heated Area
Lot Size36,155 sqft (0.83 acres)
OccupancyOwner Occupied
Last Sale$290,000 (2020)
Tax Bill$4,047.00 (2025)

Property Details

APN / Parcel Number

Primary APN142630085900010090

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,895 sqft Heated Area
Gross Area2,599 sqft Gross Area
1st Floor1,895 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2017
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area36,155 sqft (0.83 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area484 sqft Garage

Exterior Amenities

FenceFence
Patio Area196 sqft Patio
PorchOpen Porch
Porch Area220 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3121 DREMA DR
CitySAINT CLOUD
StateFL
Zip34769-5527
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLORRAINE ESTATES PH 6 PB 24 PG 155 LOT 9
Legal Range30E
Legal Township26S
Legal Section14
Legal SubdivisionLORRAINE EST 5
Legal Phase6
Legal Tract859
Legal Lot Number9
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2019
Census Tract43303

Owner

Source: Osceola County records · APN 142630085900010090

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3121 DREMA DR, SAINT CLOUD, FL 34769-5527
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2020Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 01, 2017Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 18, 2020 · Amount on Record
Deed SaleAug 18, 2020 · Amount on Record
Prior SaleJun 01, 2017 · Amount on Record
Deed Doc Number2020109191
Deed Book / Page5776 / 2532
Record RefreshedJun 08, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 18, 2020
Property Address3121 DREMA DR, SAINT CLOUD, FL 34769-5527
Document Number0057762532
Book / Page5776 / 2532
Map ReferenceMB 24 PG 155
Instrument DateAug 17, 2020
Instrument2020109191
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,030.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3121 DREMA DR, 3121, SAINT CLOUD, FL 34769-5527

Transferred To (Grantee/Buyer)

NameVerified Name
Address3121 DREMA DR, SAINT CLOUD, FL 34769-5527

Mortgage

Document Number0057762533
DateAug 18, 2020
Instrument5776/2533
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

June 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 01, 2017
Property Address3121 DREMA DR, SAINT CLOUD, FL 34769-5527
Document Number0051571041
Book / Page5157 / 1041
Map ReferenceMB24 PG155
Instrument DateMay 31, 2017
Instrument2017080169
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 08, 2022
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,589.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1136 NEW YORK AVE, 1136, SAINT CLOUD, FL 34769-3782

Transferred To (Grantee/Buyer)

NameVerified Name
Address3121 DREMA DR, SAINT CLOUD, FL 34769-5527

Mortgage

Document Number0051571042
DateJun 01, 2017
Instrument5157/1042
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,047.00 (+6.16%) Homeowner's exemption$269,018 (+5.99%)$340,900 (+3.77%) Land $67,000 Building $273,900
2023$3,812.00 (+3.56%) Homeowner's exemption$253,823 (+3%)$328,500 (+18%) Land $60,000 Building $268,500
2022$3,681.00 Homeowner's exemption$246,431$278,400 Land $50,000 Building $228,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 54% of the US · above 25% of Florida
Wildfire LikelihoodAbout 1 in 694 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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