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3101 Drema Dr, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3101 Drema Dr, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2016
Square Footage1,860 sqft Heated Area
Lot Size8,276 sqft (0.189 acres)
OccupancyOwner Occupied
Last Sale$470,000 (2025)
Tax Bill$3,764.00 (2025)

Property Details

APN / Parcel Number

Primary APN142630085900010070

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,860 sqft Heated Area
Gross Area2,537 sqft Gross Area
1st Floor1,860 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2016
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,276 sqft (0.189 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area462 sqft Garage

Exterior Amenities

Pool TypeSpa/Hot Tub (Only) Pool Type
Pool Area36 sqft Pool
FenceFence
Deck Area1,335 sqft Deck
PorchOpen Porch
Porch Area215 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3101 DREMA DR
CitySAINT CLOUD
StateFL
Zip34769-5527
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLORRAINE ESTATES PH 6 PB 24 PG 155 LOT 7
Legal Range30E
Legal Township26S
Legal Section14
Legal SubdivisionLORRAINE EST 5
Legal Phase6
Legal Tract859
Legal Lot Number7
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2019
Census Tract43303

Owner

Source: Osceola County records · APN 142630085900010070

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3101 DREMA DR, SAINT CLOUD, FL 34769-5527
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2025Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
KIND LENDING LLC
Nov 05, 2019Deed of Trust, Mortgage · Conventional Mortgage
TOWNE MORTGAGE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 25, 2025 · Amount on Record
Deed SaleJun 25, 2025 · Amount on Record
Prior SaleDec 20, 2016 · Amount on Record
Deed Doc Number2025080029
Deed Book / Page6809 / 2329
Record RefreshedJun 08, 2026

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 25, 2025
Property Address3101 DREMA DR, SAINT CLOUD, FL 34769-5527
Document Number0068092329
Book / Page6809 / 2329
Map ReferenceMB 24 PG 155
Instrument DateJun 12, 2025
Instrument2025080029
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyINFINITY TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,290.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3101 DREMA DR, SAINT CLOUD, FL 34769-5527

Transferred To (Grantee/Buyer)

NameVerified Name
Address3101 DREMA DR, SAINT CLOUD, FL 34769-5527

Mortgage

Document Number0068092331
DateJun 25, 2025
Instrument6809/2331
Lender
NameKIND LENDING LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term301 Months
DueJul 01, 2050

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3101 DREMA DR, SAINT CLOUD, FL 34769-5527
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056182457
DateNov 05, 2019
Book Page5618/2457
Instrument2019143922
Lender
NameTOWNE MORTGAGE CO
TypeMortgage Company
AddressTROY, MI 48083
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,764.00 (+6.24%) Homeowner's exemption$253,219 (+5.99%)$347,500 (+3.98%) Land $67,000 Building $280,500
2023$3,543.00 (+3.57%) Homeowner's exemption$238,916 (+3%)$334,200 (+16.73%) Land $60,000 Building $274,200
2022$3,421.00 Homeowner's exemption$231,958$286,300 Land $50,000 Building $236,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 54% of the US · above 25% of Florida
Wildfire LikelihoodAbout 1 in 694 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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