3112 Drema Dr, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3112 Drema Dr, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2016
Square Footage	1,510 sqft Heated Area
Lot Size	7,405 sqft (0.169 acres)
Occupancy	Owner Occupied
Last Sale	$200,200 (2016)
Tax Bill	$2,936.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`142630085900010120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,510 sqft Heated Area
Gross Area	1,940 sqft Gross Area
1st Floor	1,510 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2016
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,405 sqft (0.169 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	400 sqft Garage

Exterior Amenities

Fence	Fence
Shed	1 Shed
Shed Area	120 sqft Shed
Patio Area	112 sqft Patio
Porch	Open Porch
Porch Area	30 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	3112 DREMA DR
City	SAINT CLOUD
State	FL
Zip	34769-5527
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LORRAINE ESTATES PH 6 PB 24 PG 155 LOT 12
Legal Range	30E
Legal Township	26S
Legal Section	14
Legal Subdivision	LORRAINE EST 5
Legal Phase	6
Legal Tract	859
Legal Lot Number	12
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2019
Census Tract	43303

Owner

Source: Osceola County records · APN 142630085900010120

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3112 DREMA DR, SAINT CLOUD, FL 34769-5527
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 21, 2016 · Amount on Record
Deed Sale	Dec 21, 2016 · Amount on Record
Deed Doc Number	2016188359
Deed Book / Page	5074 / 1575
Record Refreshed	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3112 DREMA DR, SAINT CLOUD, FL 34769-5527
Transaction Type	Mortgage
Record Updated	May 04, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3112 DREMA DR, SAINT CLOUD, FL 34769-5527

Mortgage

Document Number	0059180482
Date	Mar 23, 2021
Book Page	5918/482
Instrument	2021042808

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	311 Months
Due	Feb 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,936.00 (+6.88%) Homeowner's exemption	$206,931 (+6.27%)	$288,600 (+4.23%) Land $67,000 Building $221,600
2023	$2,747.00 (+3.78%) Homeowner's exemption	$194,719 (+3%)	$276,900 (+17.98%) Land $60,000 Building $216,900
2022	$2,647.00 Homeowner's exemption	$189,048	$234,700 Land $50,000 Building $184,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 25% of Florida
Wildfire Likelihood	About 1 in 694 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.