3120 Thar Rd, Benton Harbor, MI 49022 Property Records

Berrien County property record for 3120 Thar Rd, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,104 sqft · built 1940
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$139,500 (Sep 2020)
Tax Bill	$1,715 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Mar 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-0022-0007-02-1`

Property Details

APN / Parcel Number

Primary APN	`10-0022-0007-02-1`
Alternative APN	`11-10-0022-0007-02-1`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,104 sqft Living Area
1st Floor Area	901 sqft
Basement Area	901 sqft
Unfinished Basement	901 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	267 ft deep x 145 ft wide
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3120 W THAR RD
City	COLOMA
State	MI
Zip	49038-9178
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG R AG RE
Legal Description	COM AT NW COR OF NE1/4 OF SE1/4 SEC 22 T3S R18W TH E 300'TH S 145' TH W 300'TH N 145'TO BEG
Legal Range	18W
Legal Township	03S
Legal Section	22
Jurisdiction	BERRIEN MI
Township / Civil Division	HAGAR
Census Block Group	3
Census Block	3023
Census Tract	10100

Owner

3120 Thar Rd is owned and occupied by an individual who bought it in September 2020.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	3120 W THAR RD, COLOMA, MI 49038-9178
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
Mar 23, 2017	Deed, Transfer SERVICELINK CRS, SERVICELINK LLC
Mar 28, 2016	Sheriff's Deed, Foreclosure ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2020 · Amount on File
Deed Sale	Sep 28, 2020 · Amount on File
Prior Sale	Sep 28, 2020 · Amount on File
Deed Book / Page	3292 / 1829
Prior Transfer Date	Mar 17, 2016
Prior Transfer Doc	03131/2714
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Sep 28, 2020
Property Address	3120 W THAR RD, COLOMA, MI 49038-9178
Document Number	03292/1829
Book / Page	3292 / 1829
Instrument Date	Sep 12, 2020
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	NEAR NORTH TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,199.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3120 W THAR RD, COLOMA, MI 49038-9178

Mortgage

Document Number	0032921831
Date	Sep 28, 2020
Instrument	3292/1831

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BERRIEN MI
Recording Date	Mar 23, 2017
Property Address	3120 W THAR RD, COLOMA, MI 49038-9178
Document Number	03167/0327
Book / Page	3167 / 0327
Instrument Date	Mar 2, 2017
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	SERVICELINK CRS, SERVICELINK LLC

Transaction

Amount	Amount on Record
Tax	$215.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5001 KINGSLEY DR, CINCINNATI, OH 45227-1114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2860 EVERGREEN LN, AURORA, IL 60502-6302

March 2016: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	BERRIEN MI
Recording Date	Mar 28, 2016
Property Address	3120 W THAR RD, COLOMA, MI 49038-9178
Document Number	03131/2714
Book / Page	3131 / 2714
Instrument Date	Mar 17, 2016
Transaction Type	Foreclosure
Record Updated	Jun 5, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5001 KINGSLEY DR, CINCINNATI, OH 45227-1114

Tax Assessment & Valuation

The 2025 property tax bill for 3120 Thar Rd was $1,715 with a homeowner's exemption.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Hagar Township
Unified School District	Coloma Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$99,500	$199,000
2025	$1,715.00
2023		$69,700	$139,400
2022	$1,567.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3120 Thar Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1985–1993)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Jun 1993 · erosion

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3120 Thar Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon, Xfinity.

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