2890 Thar Rd, Benton Harbor, MI 49022 Property Records

Berrien County property record for 2890 Thar Rd, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,344 sqft · built 1973
Lot Size	4.5 acres (196,020 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Jan 2023)
Tax Bill	$2,568 (2025)
Deeds & Mortgages	May 2023 Line of Credit Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-0022-0008-09-0`

Property Details

APN / Parcel Number

Primary APN	`10-0022-0008-09-0`
Alternative APN	`11-10-0022-0008-09-0`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Raised Ranch
Lot Area	196,020 sqft (4.5 acres)
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	2890 W THAR RD
City	COLOMA
State	MI
Zip	49038-9188
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG R AG RE
Legal Description	SPLIT/COMBINED ON 02/07/2019 FROM 10-0022-0008-07-9, 10-0022-0008-02-8; COM 33' S89DEG56'44W OF CEN SEC 22 T3S R18W TH S00DEG54'44"E 655.26' TH N89DEG59'29"W 300' TH N00DEG54'44"W 655.5' TH N89DEG56'44"E 300' TO POB
Legal Range	18W
Legal Township	03S
Legal Section	22
Jurisdiction	BERRIEN MI
Township / Civil Division	HAGAR
Census Block Group	3
Census Block	3028
Census Tract	10100

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2890 W THAR RD, COLOMA, MI 49038-9188
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Deed of Trust, Mortgage · Line of Credit HONOR CU
Jan 18, 2023	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP
Dec 20, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2023 · Amount on Record
Deed Sale	Jan 18, 2023 · Amount on Record
Prior Sale	Oct 8, 2020 · Amount on Record
Deed Document Number	2023371325
Deed Book / Page	3396 / 4180
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	2890 W THAR RD, COLOMA, MI 49038-9188
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2890 W THAR RD, COLOMA, MI 49038-9188

Mortgage

Document Number	03404/1428
Date	May 22, 2023
Book Page	3404/1428
Instrument	2023381000

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 12, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jan 18, 2023
Property Address	2890 W THAR RD, COLOMA, MI 49038-9188
Document Number	03396/4180
Book / Page	3396 / 4180
Instrument Date	Jan 3, 2023
Instrument	2023371325
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2890 W THAR RD, COLOMA, MI 49038-9188

Mortgage

Document Number	0033963013
Date	Jan 18, 2023
Instrument	3396/3013

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERRIEN MI
Recording Date	Dec 20, 2018
Property Address	2890 W THAR RD, COLOMA, MI 49038-9188
Document Number	03225/2037
Book / Page	3225 / 2037
Instrument Date	Dec 16, 2018
Transaction Type	Transfer
Record Updated	Jun 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2890 W THAR RD, NORTH RIDGEVILLE, OH 44039

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Hagar Township
Unified School District	Coloma Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$141,500 (+36.45%)	$283,000 (+36.45%)
2025	$2,568.00 (-37.11%)
2023		$103,700 (+7.24%)	$207,400 (+7.24%)
2022	$4,083.00	$96,700	$193,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1985–1993)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Jun 1993 · erosion

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon, Xfinity.

Nearby Properties on Thar Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures