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3120 Five Points Rd, Cottondale, FL 32431 Property Records

Jackson County property record for 3120 Five Points Rd, Cottondale, FL 32431 · Last verified January 2026

Property Summary

Property TypeRural Home
Details2 bd · 2 ba · 1,216 sqft · built 1998
Lot Size12.3 acres (538,837 sqft)
Owner2 Individual Names on File
Tax Bill$168 (2025)
Deeds & MortgagesJul 2021 Transfer
Jul 2021 Transfer
+ 5 more
Flood ZoneZone X (minimal risk)
APN21-4N-11-0000-0100-0020

Property Details

APN / Parcel Number

Primary APN21-4N-11-0000-0100-0020

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,216 sqft Heated Area
Gross Area1,656 sqft
FlooringPlywood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area538,837 sqft (12.3 acres)
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3120 FIVE POINTS RD
CityCOTTONDALE
StateFL
Zip32431-7728
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionOR 379 P 237 & 241 OR 958 P 235 OR 963 P 366 OR 996 P 755 E 594 FT OF S1/2 OF SW1/4 OF SE1/4 OF SECT... ALSO: COMM AT SEC OF
Legal Range11W
Legal Township04N
Legal Section21
Legal SubdivisionLIFE ESTATES
JurisdictionJACKSON FL
Township / Civil DivisionALFORD
Census Block Group2
Census Block2004
Census Tract211100

Owner

Source: Jackson County records · APN 21-4N-11-0000-0100-0020

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address3120 FIVE POINTS RD, COTTONDALE, FL 32431-7728
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jul 20, 2021Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Jul 20, 2021Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Jul 20, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jul 20, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jul 20, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jul 20, 2021Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Prior SaleJul 20, 2021
Record UpdatedJun 08, 2026

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJACKSON FL
Recording DateJul 20, 2021
Property Address3120 FIVE POINTS RD, COTTONDALE, FL 32431-7728
Document Number0017060992
Book / Page1706 / 992
Instrument DateJul 13, 2021
Instrument202132008967
Transaction TypeTransfer
Record UpdatedMay 09, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3120 FIVE POINTS RD, COTTONDALE, FL 32431-7728

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJACKSON FL
Recording DateJul 20, 2021
Property Address3120 FIVE POINTS RD, COTTONDALE, FL 32431-7728
Document Number0017060995
Book / Page1706 / 995
Instrument DateJul 13, 2021
Instrument202132008968
Transaction TypeTransfer
Record UpdatedMay 09, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3120 FIVE POINTS RD, COTTONDALE, FL 32431-7728

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJACKSON FL
Recording DateJul 20, 2021
Property Address3120 FIVE POINTS RD, COTTONDALE, FL 32431-7728
Document Number0017070001
Book / Page1707 / 1
Instrument DateJul 13, 2021
Instrument202132008970
Transaction TypeTransfer
Record UpdatedMay 09, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3120 FIVE POINTS RD, COTTONDALE, FL 32431-7728

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJACKSON FL
Recording DateJul 20, 2021
Property Address3120 FIVE POINTS RD, COTTONDALE, FL 32431-7728
Document Number0017060998
Book / Page1706 / 998
Instrument DateJul 13, 2021
Instrument202132008969
Transaction TypeTransfer
Record UpdatedMay 09, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3120 FIVE POINTS RD, COTTONDALE, FL 32431-7728

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJACKSON FL
Recording DateJul 20, 2021
Property Address3120 FIVE POINTS RD, COTTONDALE, FL 32431-7728
Document Number0017060998
Book / Page1706 / 998
Instrument DateJul 13, 2021
Instrument202132008969
Transaction TypeTransfer
Record UpdatedDec 23, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3120 FIVE POINTS RD, COTTONDALE, FL 32431-7728

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJACKSON FL
Recording DateJul 20, 2021
Property Address3120 FIVE POINTS RD, COTTONDALE, FL 32431-7728
Document Number0017060992
Book / Page1706 / 992
Instrument DateJul 13, 2021
Instrument202132008967
Transaction TypeTransfer
Record UpdatedDec 23, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3120 FIVE POINTS RD, COTTONDALE, FL 32431-7728

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJACKSON FL
Recording DateJul 20, 2021
Property Address3120 FIVE POINTS RD, COTTONDALE, FL 32431-7728
Document Number0017060995
Book / Page1706 / 995
Instrument DateJul 13, 2021
Instrument202132008968
Transaction TypeTransfer
Record UpdatedDec 23, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3120 FIVE POINTS RD, COTTONDALE, FL 32431-7728

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyJackson County
Unified School DistrictJackson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$168.00 (+8.39%) Homeowner's exemption$37,620 (+2.78%) Land $11,428 Building $26,192$96,269 (-3.57%)
2024$155.00 (+11.51%) Homeowner's exemption$36,602 (+2.86%) Land $2,888 Building $33,714$99,832 (+58%) Land $8,500 Building $91,332
2023$139.00 (+16.81%) Homeowner's exemption$35,583 (+2.75%)$63,183 (+18.52%) Land $11,351 Building $51,832
2022$119.00 Homeowner's exemption$34,630 Land $2,851 Building $31,779$53,309 Land $8,000 Building $45,309

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (12063C), updated January 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120632111002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2018, river or lake flooding, Hurricane Michael

Wildfire

Wildfire RiskModerate
above 43% of the US · above 14% of Florida
Wildfire LikelihoodAbout 1 in 1,515 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 7 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
VerizonFixed Wireless300 / 20
Lumen TechnologiesDSL10 / 1
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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