3096 Five Points Rd, Cottondale, FL 32431 Property Records

Jackson County property record for 3096 Five Points Rd, Cottondale, FL 32431 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1976
Square Footage	2,200 sqft Heated Area
Lot Size	524,898 sqft (12 acres)
Occupancy	Owner Occupied
Last Sale	$83,500 (1995)
Tax Bill	$868.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`21-4N-11-0000-0070-0010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,200 sqft Heated Area
Gross Area	2,324 sqft Gross Area
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1976
Exterior Material	Brick Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	524,898 sqft (12 acres)
Shed	1 Shed
Porch	Open Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	3096 FIVE POINTS RD
City	COTTONDALE
State	FL
Zip	32431-7726
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	OR 130 P 255 BEGIN AT SEC OF SW1/4, RUN N 960 FT, W 660 FT, S 742 FT, E 200 FT, S 218 FT, E 460 FT TO POB, LESS PT PER OR 182
Legal Range	11W
Legal Township	04N
Legal Section	21
Jurisdiction	JACKSON FL
Minor Civil Division	ALFORD
Census Blockgroup	2
Census Block	2004
Census Tract	211100

Owner

Source: Jackson County records · APN 21-4N-11-0000-0070-0010

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3096 FIVE POINTS RD, COTTONDALE, FL 32431-7726
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 07, 1995 · Amount on Record
Deed Sale	Apr 07, 1995 · Amount on Record
Deed Doc Number	0000576839
Record Refreshed	Jun 08, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON FL
Property Address	3096 FIVE POINTS RD, COTTONDALE, FL 32431-7726
Document Number	0016170574
Instrument Date	Jul 10, 2019
Transaction Type	Mortgage
Record Updated	Oct 11, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	3096 FIVE POINTS RD COTTONDALE FL 324317726, COTTONDALE, FL 32431-7726

Mortgage

Document Number	0016170574
Date	Jul 22, 2019
Book Page	001617/000574
Instrument	32008776

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 21, 2029

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$868.00 (+3.7%) Homeowner's exemption	$105,510 (+2.9%)	$179,418 (-1.35%) Land $48,200 Building $131,218
2024	$837.00 (+7.31%) Homeowner's exemption	$102,536 (+3%)	$181,871 (+1.42%) Land $48,200 Building $133,671
2023	$780.00 (+11.43%) Homeowner's exemption	$99,550 (+3%)	$179,333 (+20.52%) Land $48,200 Building $131,133
2022	$700.00 Homeowner's exemption	$96,650	$148,801 Land $42,175 Building $106,626