3091 Five Points Rd, Cottondale, FL 32431 Property Records

Jackson County property record for 3091 Five Points Rd, Cottondale, FL 32431 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2013
Square Footage	1,914 sqft Heated Area
Lot Size	434,638 sqft (9.97 acres)
Occupancy	Owner Occupied
Last Sale	$40,000 (2012)
Tax Bill	$1,867.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`28-4N-11-0512-0000-0040`
Alternative APN	`284N11000000300020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,914 sqft Heated Area
Gross Area	2,914 sqft Gross Area
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2013
Exterior Material	Vinyl Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	434,638 sqft (9.97 acres)
Deck Area	208 sqft Deck
Porch	Open Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Old Parcel Number	284N11000000300020
Street Address	3091 FIVE POINTS RD
City	COTTONDALE
State	FL
Zip	32431-7727
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	OR 1228 P 903 LOTS 4 & 5 OAK RIDGE..SUBJECT TO EASEMENT OR 1317 P 323... OR 1345 P 339 EASEMENT... OR 1346 P 540 EASEMENT...
Legal Range	11W
Legal Township	04N
Legal Section	28
Legal Subdivision	OAK RIDGE
Legal Lot Number	4,5 5
Jurisdiction	JACKSON FL
Minor Civil Division	ALFORD
Census Blockgroup	2
Census Block	2010
Census Tract	211100

Owner

Source: Jackson County records · APN 28-4N-11-0512-0000-0040

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	3091 FIVE POINTS RD, COTTONDALE, FL 32431-7727
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 12, 2012 · Amount on Record
Deed Sale	Oct 12, 2012 · Amount on Record
Deed Doc Number	201232011093
Deed Book / Page	1363 / 0717
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,867.00 (+3.15%) Homeowner's exemption	$180,454 (+2.9%)	$258,648 (-0.94%) Land $26,000 Building $232,648
2024	$1,810.00 (+5.91%) Homeowner's exemption	$175,368 (+3%)	$261,101 (+2.34%) Land $26,000 Building $235,101
2023	$1,709.00 (+10.33%) Homeowner's exemption	$170,260 (+3%)	$255,131 (+19.98%) Land $26,000 Building $229,131
2022	$1,549.00 Homeowner's exemption	$165,301	$212,638 Land $26,000 Building $186,638

Flood & Wildfire

3091 Five Points Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Jackson County (12063C), updated January 15, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 46th percentile of exposed land nationally · 16th in Florida
Wildfire Likelihood	Moderate — about 1 in 1,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.