3197 Five Points Rd, Cottondale, FL 32431 Property Records

Jackson County property record for 3197 Five Points Rd, Cottondale, FL 32431 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Architecture Style	Bungalow
Year Built	Built 1971
Square Footage	1,152 sqft Living Area
Lot Size	43,560 sqft (1 acres)
Occupancy	Owner Occupied
Tax Bill	$50.00 (2025)

Owner

Source: Jackson County records · APN 28-4N-11-0000-0010-0010

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3197 FIVE POINTS RD, COTTONDALE, FL 32431-7729
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Sep 11, 2024
Transfer Doc	0018500943
Record Refreshed	Jun 08, 2026

October 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON FL
Recording Date	Oct 31, 2024
Property Address	3197 FIVE POINTS RD, COTTONDALE, FL 32431-7729
Document Number	0018500943
Book / Page	1850 / 943
Instrument Date	Sep 11, 2024
Instrument	202432011080
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3197 FIVE POINTS RD, COTTONDALE, FL 32431-7729

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2161 WESLEY RD, COTTONDALE, FL 32431-8708

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$50.00 (+13.64%)	$39,372 (+2.9%)	$58,056 (-1.67%) Land $8,500 Building $49,556
2024	$44.00 (+18.92%) Homeowner's exemption Widower's exemption Additional exemption filed	$38,262 (+3%)	$59,042 (-2.53%) Land $8,500 Building $50,542
2023	$37.00 (-28.85%) Homeowner's exemption Widower's exemption Additional exemption filed	$37,148 (+3%)	$60,573 (+14.19%) Land $8,500 Building $52,073
2022	$52.00 Homeowner's exemption Widower's exemption Additional exemption filed	$36,066	$53,044 Land $8,000 Building $45,044

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (12063C), updated January 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 36% of the US · above 10% of Florida
Wildfire Likelihood	About 1 in 2,041 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`28-4N-11-0000-0010-0010`
Alternative APN	`11 N 428000000100010`

Interior

Full Baths	1 Baths
Building Area	1,152 sqft Living Area
Gross Area	1,300 sqft Gross Area
1st Floor	1,152 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Handicap Accessible	Accessibility Features Such As Ramps, Wide Doorways, etc. Handicap Accessible

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Bungalow Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	43,560 sqft (1 acres)
Deck Area	48 sqft Deck
Storage Building	Storage Building

Utilities and HVAC

Cooling System	None Cooling
Heating System	Convection Heating
Sewage	Septic Sewage
Water Source	Cistern Water Source

Location & Zoning

Street Address	3197 FIVE POINTS RD
City	COTTONDALE
State	FL
Zip	32431-7729
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	OR 74 P 910 COMM AT NEC OF NE1/4 OF NE1/4, RUN S 45 FT TO BEGIN, RUN S 190 FT, S 88* W 210 FT, N 210 FT, N 88* E 190 FT, SE/LY TO POB...OR 448 P 822..OR 471 P 970 OR 1850 P 943
Legal Range	11W
Legal Township	04N
Legal Section	28
Legal Block	10
Legal Lot Number	10
Jurisdiction	JACKSON FL
Minor Civil Division	ALFORD
Census Blockgroup	2
Census Block	2010
Census Tract	211100