3120 E Copper Ridge Loop, Billings, MT 59106 Property Records

Yellowstone County property record for 3120 E Copper Ridge Loop, Billings, MT 59106

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,139 sqft · built 2021
Lot Size	0.165 acres (7,206 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,460 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`000A341250`

Property Details

APN / Parcel Number

Primary APN	`000A341250`
Alternative APNs	`03-1031-25-3-05-11-0000` `R619335` `A34125`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,139 sqft Living Area
Gross Area	3,231 sqft
1st Floor Area	924 sqft
2nd Floor Area	1,383 sqft
Basement Area	924 sqft
Finished Basement	832 sqft
Unfinished Basement	92 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,206 sqft (0.165 acres)
View / Lot	Neighborhood / Spot
Garage Area	608 sqft
Parking Spaces	2 Parking Spaces
Deck Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3120 E COPPER RIDGE LOOP
City	BILLINGS
State	MT
Zip	59106-2251
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COPPER RIDGE SUB 2ND FILING (09), S25, T01 N, R24 E, BLOCK 3, LOT 10
Legal Subdivision	COPPER RIDGE SUB 2ND FILING (09)
Legal Block	3
Legal Lot Number	10
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	NORTHWEST YELLOWSTONE
Census Block Group	2
Census Block	2094
Census Tract	1403

Owner

3120 E Copper Ridge Loop is owned and occupied by two individuals who acquired it in March 2022.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3120 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2251
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Warranty Deed, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Feb 25, 2022	Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Dec 31, 2020	Warranty Deed, Transfer STEWART TITLE
Oct 19, 2020	Loan Modification, Mortgage YELLOWSTONE BK
Oct 6, 2017	Loan Modification, Mortgage YELLOWSTONE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2022
Deed Sale	Mar 10, 2022
Prior Sale	Feb 25, 2022
Deed Document Number	20224010474
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Mar 10, 2022
Property Address	3120 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2251
Document Number	0004010474
Map Reference	DOC 3458613
Instrument Date	Mar 10, 2022
Instrument	4010474
Transaction Type	Transfer
Record Updated	Mar 29, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3132 WESTERN BLUFFS BLVD, 3132, BILLINGS, MT 59106-2277

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3120 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2251

Mortgage

Document Number	0004010475
Date	Mar 10, 2022
Instrument	4010475

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Feb 25, 2022
Property Address	3120 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2251
Document Number	0004009111
Map Reference	DOC 3458613
Instrument Date	Feb 24, 2022
Instrument	4009111
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2011 MCKAY LN, 2011, BILLINGS, MT 59102-1646

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3132 WESTERN BLUFFS BLVD, BILLINGS, MT 59106-2277

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Dec 31, 2020
Property Address	3120 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2251
Document Number	0003953945
Instrument Date	Dec 30, 2020
Instrument	3953945
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2011 MCKAY LN BILLINGS MT 591021646, BILLINGS, MT 59102-1646

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Property Address	3120 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2251
Document Number	0003946566
Instrument Date	Oct 19, 2020
Transaction Type	Mortgage
Record Updated	Nov 19, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1420 LEWIS AVE BILLINGS MT 591024240, BILLINGS, MT 59102-4240

Mortgage

Document Number	0003946566
Date	Nov 6, 2020
Instrument	3946566

Lender

Name	YELLOWSTONE BK
Type	Bank
Address	BILLINGS, MT 59106-1027

Agreement

Amount	Amount on Record
Term	36 Months
Due	Nov 5, 2023

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Property Address	3120 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2251
Document Number	0003833700
Instrument Date	Oct 6, 2017
Transaction Type	Mortgage
Record Updated	Dec 5, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1420 LEWIS AVE BILLINGS MT 591024240, BILLINGS, MT 59102-4240

Mortgage

Document Number	0003833700
Date	Nov 16, 2017
Instrument	3833700

Lender

Name	YELLOWSTONE BK
Type	Bank
Address	BILLINGS, MT 59106-1027

Agreement

Amount	Amount on Record
Term	36 Months
Due	Nov 15, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 3120 E Copper Ridge Loop was $4,460, down 18.8% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$589,900 (-) Land $72,696 Building $517,204	$589,900 (-) Land $72,696 Building $517,204
2025	$4,460.00 (-18.76%)	$589,900 Land $72,696 Building $517,204	$589,900 Land $72,696 Building $517,204
2024	$5,490.00 (+12.04%)
2023	$4,900.00	$549,100	$549,100 Land $64,598 Building $484,502

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3120 E Copper Ridge Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3120 E Copper Ridge Loop is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 60% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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