3112 E Copper Ridge Loop, Billings, MT 59106 Property Records

Yellowstone County property record for 3112 E Copper Ridge Loop, Billings, MT 59106

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,333 sqft · built 2008
Lot Size	0.165 acres (7,195 sqft)
Owner	2 Individual Names on File
Last Sale	$522,058 (Jul 2024)
Tax Bill	$3,557 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000A341210`

Property Details

APN / Parcel Number

Primary APN	`000A341210`
Alternative APNs	`03-1031-25-3-05-07-0000` `R619331` `A34121`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	3,333 sqft Living Area
Gross Area	3,433 sqft
1st Floor Area	1,145 sqft
2nd Floor Area	1,245 sqft
Basement Area	1,043 sqft
Finished Basement	943 sqft
Unfinished Basement	100 sqft
Family Room	Family Room

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,195 sqft (0.165 acres)
View / Lot	Neighborhood / Spot
Garage Area	488 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Frame Porch
Porch Area	120 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3112 E COPPER RIDGE LOOP
City	BILLINGS
State	MT
Zip	59106-2251
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COPPER RIDGE SUB 2ND FILING (09), S25, T01 N, R24 E, BLOCK 3, LOT 6
Legal Range	24E
Legal Township	01N
Legal Section	25
Legal Subdivision	COPPER RIDGE SUB 2ND FILING (09)
Legal Block	3
Legal Lot Number	6
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	NORTHWEST YELLOWSTONE
Census Block Group	2
Census Block	2094
Census Tract	1403

Owner

3112 E Copper Ridge Loop is owned and occupied by two individuals who bought it in July 2024.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3112 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2251
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Deed of Trust, Mortgage · Conventional Mortgage AMCAP MORTGAGE LTD
Feb 1, 2018	Warranty Deed, Transfer STOCKMAN BK/MT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2024 · Amount on File
Deed Sale	Jul 26, 2024 · Amount on File
Prior Sale	Feb 1, 2018
Deed Document Number	20244079349
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	3112 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2251
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20195 E BELLEVIEW LN, CENTENNIAL, CO 80015-5227

Mortgage

Document Number	0004051338
Date	Jul 11, 2023
Instrument	4051338

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Address	CONROE, TX 77306

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Feb 1, 2018
Property Address	3112 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2251
Document Number	0003840404
Instrument Date	Feb 1, 2018
Instrument	3840404
Transaction Type	Transfer
Record Updated	Feb 13, 2018
Title Company	AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3112 E COPPER RIDGE LOOP BILLINGS MT 591062251, BILLINGS, MT 59106-2251

Mortgage

Document Number	3840405
Date	Feb 1, 2018
Instrument	3840405

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	MILES CITY, MT 59301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 31, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3112 E Copper Ridge Loop was $3,557, down 26.2% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$481,300 (-) Land $72,644 Building $408,656	$481,300 (-) Land $72,644 Building $408,656
2025	$3,557.00 (-26.19%)	$481,300 Land $72,644 Building $408,656	$481,300 Land $72,644 Building $408,656
2024	$4,819.00 (+13.71%)
2023	$4,238.00	$474,900	$474,900 Land $64,578 Building $410,322

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3112 E Copper Ridge Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3112 E Copper Ridge Loop is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 60% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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