3122 E Copper Ridge Loop, Billings, MT 59106 Property Records

Yellowstone County property record for 3122 E Copper Ridge Loop, Billings, MT 59106

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,599 sqft · built 2012
Lot Size	0.161 acres (7,029 sqft)
Owner	2 Individual Names on File
Last Sale	$307,100 (Apr 2020)
Tax Bill	$3,305 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000A341260`

Property Details

APN / Parcel Number

Primary APN	`000A341260`
Alternative APNs	`03-1031-25-3-05-12-0000` `R619336` `A34126`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,599 sqft Living Area
Gross Area	2,736 sqft
1st Floor Area	1,368 sqft
Basement Area	1,368 sqft
Finished Basement	1,231 sqft
Unfinished Basement	137 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,029 sqft (0.161 acres)
View / Lot	Neighborhood / Spot
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	112 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3122 E COPPER RIDGE LOOP
City	BILLINGS
State	MT
Zip	59106-2251
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COPPER RIDGE SUB 2ND FILING (09), S25, T01 N, R24 E, BLOCK 3, LOT 11
Legal Range	24E
Legal Township	01N
Legal Section	25
Legal Subdivision	COPPER RIDGE SUB 2ND FILING (09)
Legal Block	3
Legal Lot Number	11
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	NORTHWEST YELLOWSTONE
Census Block Group	2
Census Block	2094
Census Tract	1403

Owner

3122 E Copper Ridge Loop is owned and occupied by two individuals who bought it in April 2020.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3122 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2251
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2023	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 9, 2020	Warranty Deed, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2020 · Amount on File
Deed Sale	Apr 9, 2020 · Amount on File
Prior Sale	Jul 9, 2012
Deed Document Number	20203916561
Prior Transfer Date	Sep 23, 2013
Prior Transfer Doc	0003684872
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Oct 12, 2023
Property Address	3122 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2251
Document Number	0004060146
Map Reference	DOC 3458613
Instrument Date	Oct 11, 2023
Instrument	4060146
Transaction Type	Transfer
Record Updated	Oct 26, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	503 COTTAGE XING, O FALLON, MO 63366-1491

Mortgage

Document Number	0004060147
Date	Oct 12, 2023
Instrument	4060147

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Apr 9, 2020
Property Address	3122 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2251
Document Number	0003916561
Instrument Date	Apr 8, 2020
Instrument	3916561
Transaction Type	Transfer
Record Updated	May 27, 2020
Title Company	FIRST MONTANA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3122 E COPPER RIDGE LOOP BILLINGS MT 591062251, BILLINGS, MT 59106-2251

Mortgage

Document Number	3916562
Date	Apr 9, 2020
Instrument	3916562

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 8, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3122 E Copper Ridge Loop was $3,305, down 15.8% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$452,700 (-) Land $71,851 Building $380,849	$452,700 (-) Land $71,851 Building $380,849
2025	$3,305.00 (-15.84%)	$452,700 Land $71,851 Building $380,849	$452,700 Land $71,851 Building $380,849
2024	$3,927.00 (+17.01%)
2023	$3,356.00	$376,100	$376,100 Land $64,262 Building $311,838

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3122 E Copper Ridge Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3122 E Copper Ridge Loop is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 60% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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